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Change the search: ZellAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Zell (ZH) For a child aged 0 to 18, deductible of 600 CHF, with accident cover

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128 offersfrom 27 health insurers

Child (0 to 18) · with accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Zell (canton Zurich), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 68.40 CHF with ÖKK (ÖKK CASAMED HMO model) and the most expensive is 146.80 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Zell for a child aged 0 to 18 with a deductible of 600 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Zell is ÖKK (ÖKK CASAMED HMO) at 68.40 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Wädenswil (Standard model) at 80.70 CHF a month.

How much does health insurance cost in Zell in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, monthly premiums run from 68.40 CHF (ÖKK, ÖKK CASAMED HMO) to 146.80 CHF (Sympany, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 120.80 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Zell for a child aged 0 to 18 with accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 103.40 CHF a month with the 0 CHF deductible to 68.40 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Zell for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, the cheapest premium per model is: standard model 80.70 CHF (Krankenkasse Wädenswil), family doctor / HMO 68.40 CHF (ÖKK), flexible model 72.50 CHF (ÖKK), telemedicine 70.50 CHF (Agrisano).

Does a second or third child pay less in Zell?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 27 insurers present in Zell file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart70.50 CHF27.90 CHF from the 3rd child
VisanaManaged Care83.20 CHF32.00 CHF from the 3rd child
sana24Managed Care107.30 CHF32.10 CHF from the 3rd child
GalenosManaged Care98.40 CHF32.40 CHF from the 3rd child
SWICAStandard model109.00 CHF34.10 CHF from the 3rd child
CONCORDIAHMO82.20 CHF35.30 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor81.60 CHF40.80 CHF from the 3rd child
rhenusanasanmed2489.70 CHF44.90 CHF from the 3rd child
Krankenkasse Steffisburgsanmed2493.40 CHF51.40 CHF from the 3rd child
Krankenkasse Luzerner HinterlandTelemedicine92.70 CHF63.00 CHF from the 3rd child
SLKKSmartMed77.50 CHF66.50 CHF from the 3rd child
AssuraMediTel71.50 CHF70.10 CHF from the 4th child, 68.70 CHF from the 5th child
Groupe Mutuel – AvenirPrimaFlex (Flexible model)94.30 CHF70.70 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)99.30 CHF74.50 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)114.80 CHF86.10 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.