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128 offersfrom 27 health insurers

Young adult (19 to 25) · with accident cover · deductible of 2'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Winterthur (canton Zurich), in 2027, for a young adult aged 19 to 25 with a 2'000 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 253.50 CHF with Assura (MediTel model) and the most expensive is 447.70 CHF with vita surselva (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Winterthur for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Winterthur is Assura (MediTel) at 253.50 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 284.50 CHF a month.

How much does health insurance cost in Winterthur in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, monthly premiums run from 253.50 CHF (Assura, MediTel) to 447.70 CHF (vita surselva, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 336.00 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Winterthur for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 352.60 CHF a month with the 300 CHF deductible to 224.30 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Winterthur for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 284.50 CHF (Sanitas), family doctor / HMO 269.15 CHF (Sanitas), flexible model 266.00 CHF (Assura), telemedicine 253.50 CHF (Assura).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.