Health insurance premiums 2027 in Uster (ZH)For a child aged 0 to 18

With accident cover: from 73.25 to 186.45 CHF a month depending on the deductible and the model

128 offers from 27 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Agrisano	TelemedicineAGRIsmart	105.55	—	95.45	90.35	85.35	80.25	75.25
2	Assura	TelemedicineMediTel	108.25	102.45	96.65	90.75	84.95	79.15	73.25
3	ÖKK	Family doctor / HMOÖKK CASAMED HMO	108.85	—	97.25	—	85.55	—	73.85
4	KPT	TelemedicineKPTwin.smart - GP with app	108.95	—	99.65	—	90.25	—	80.95
5	CSS	Family doctor / HMOHausarztversicherung Profit	110.05	104.25	98.45	92.55	86.75	—	75.05
6	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	110.15	—	98.55	—	86.85	—	75.15
7	KPT	Family doctor / HMOKPTwin.plus - HMO GP	111.75	—	102.25	—	92.65	—	83.05
8	Agrisano	TelemedicineAGRIcontact	111.95	—	101.25	95.85	90.55	85.15	79.85
9	ÖKK	TelemedicineÖKK CASAMED 24	112.05	—	100.45	—	88.75	—	77.05
10	Assura	Flexible modelQualiMed	112.25	106.45	100.65	94.75	88.95	83.15	77.25
11	Agrisano	Family doctor / HMOAGRIeco	112.55	—	101.75	96.45	91.15	85.65	80.35
12	ÖKK	Flexible modelÖKK CASAMED SELECT	113.35	—	101.75	—	90.05	—	78.35
13	SLKK	TelemedicineSmartMed	113.55	108.25	102.95	97.45	92.45	86.85	81.45
14	Assura	Family doctor / HMOFamily doctor	113.55	107.75	101.95	96.05	90.25	84.45	78.55
15	Assura	Family doctor / HMOPharMed	113.55	107.75	101.95	96.05	90.25	84.45	78.55
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 67.85 to 173.15 CHF a month depending on the deductible and the model

128 offers from 27 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Agrisano	TelemedicineAGRIsmart	100.05	—	90.45	85.55	80.85	76.05	71.25
2	Assura	TelemedicineMediTel	100.35	94.95	89.65	84.15	78.75	73.35	67.85
3	KPT	TelemedicineKPTwin.smart - GP with app	100.95	—	92.35	—	83.65	—	74.95
4	ÖKK	Family doctor / HMOÖKK CASAMED HMO	100.95	—	90.15	—	79.25	—	68.35
5	CSS	Family doctor / HMOHausarztversicherung Profit	101.95	96.55	91.15	85.65	80.35	—	69.45
6	ÖKK	Family doctor / HMOÖKK CASAMED GENERAL PRACTITIONER	102.15	—	91.35	—	80.45	—	69.65
7	KPT	Family doctor / HMOKPTwin.plus - HMO GP	103.55	—	94.75	—	85.85	—	76.95
8	ÖKK	TelemedicineÖKK CASAMED 24	103.95	—	93.15	—	82.25	—	71.35
9	Assura	Flexible modelQualiMed	104.15	98.75	93.35	87.85	82.45	77.05	71.55
10	ÖKK	Flexible modelÖKK CASAMED SELECT	105.15	—	94.35	—	83.45	—	72.55
11	Assura	Family doctor / HMOFamily doctor	105.35	99.95	94.55	89.05	83.65	78.25	72.75
12	Assura	Family doctor / HMOPharMed	105.35	99.95	94.55	89.05	83.65	78.25	72.75
13	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	105.35	—	—	—	—	78.25	—
14	Agrisano	TelemedicineAGRIcontact	106.15	—	95.95	90.85	85.75	80.65	75.65
15	KPT	Family doctor / HMOKPTwin.doc - GP (family doctor)	106.25	—	97.15	—	88.05	—	78.95
			See all	See all	See all	See all	See all	See all	See all

In 2027, for a child aged 0 to 18 in Uster, the cheapest health insurance premium is:

Without accident cover: 100.05 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 67.85 CHF with a 600 CHF deductible (Assura, MediTel).
With accident cover: 105.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 73.25 CHF with a 600 CHF deductible (Assura, MediTel).

Lowest premium by deductible in Uster for a child with accident cover

Deductible of 0 CHF105.55 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 100 CHF102.45 CHFAssuraTelemedicineMediTel
Deductible of 200 CHF95.45 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 300 CHF90.35 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF84.95 CHFAssuraTelemedicineMediTel
Deductible of 500 CHF79.15 CHFAssuraTelemedicineMediTel
Deductible of 600 CHF73.25 CHFAssuraTelemedicineMediTel

Lowest premium by deductible in Uster for a child without accident cover

Deductible of 0 CHF100.05 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 100 CHF94.95 CHFAssuraTelemedicineMediTel
Deductible of 200 CHF89.65 CHFAssuraTelemedicineMediTel
Deductible of 300 CHF84.15 CHFAssuraTelemedicineMediTel
Deductible of 400 CHF78.75 CHFAssuraTelemedicineMediTel
Deductible of 500 CHF73.35 CHFAssuraTelemedicineMediTel
Deductible of 600 CHF67.85 CHFAssuraTelemedicineMediTel

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Uster for a child aged 0 to 18?

In 2027, without accident cover: Agrisano (AGRIsmart) at 100.05 CHF a month with a deductible of 0 CHF, and Assura (MediTel) at 67.85 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 105.55 CHF, and Assura (MediTel) at 73.25 CHF.

How much does accident cover cost in basic insurance in Uster?

For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 100.05 CHF a month without accident cover to 105.55 CHF with accident cover, at the 0 CHF deductible: 5.50 CHF a month, 66.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 110.30 CHF at Agrisano (AGRIsmart) gives 105.55 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.