Health insurance premiums 2026 in Thalwil (ZH)For a child aged 0 to 18

With accident cover: from 66.45 to 167.75 CHF a month depending on the deductible and the model

127 offers from 27 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Agrisano	TelemedicineAGRIsmart	97.85	—	87.85	82.85	77.85	72.75	67.75
2	CSS	Family doctor / HMOHausarztversicherung Profit	101.45	95.65	89.85	83.95	78.15	—	66.45
3	Agrisano	TelemedicineAGRIcontact	103.25	—	92.65	87.45	82.15	76.85	71.55
4	ÖKK	Family doctor / HMOHMO model	104.15	—	92.55	—	80.85	—	69.15
5	KPT	TelemedicineKPTwin.smart	104.75	—	95.55	—	86.15	—	76.85
6	Agrisano	Family doctor / HMOAGRIeco	105.05	—	94.35	88.95	83.65	78.25	72.85
7	ÖKK	Family doctor / HMOFamily doctor	105.35	—	93.75	—	82.05	—	70.35
8	Assura	Flexible modelQualimed	107.15	101.35	95.55	89.65	83.85	78.05	72.15
9	ÖKK	TelemedicineTelemedicine	107.25	—	95.65	—	83.95	—	72.25
10	KPT	Flexible modelKPTwin.win	107.55	—	98.05	—	88.45	—	78.85
11	Helsana	Family doctor / HMOBeneFit PLUS Hausarzt R1	108.35	—	—	—	—	79.25	—
12	Helsana	Flexible modelBeneFit PLUS Flexmed R1	108.35	—	—	—	—	79.25	—
13	ÖKK	Flexible modelSelect	108.45	—	96.85	—	85.15	—	73.45
14	Krankenkasse Wädenswil	Family doctor / HMOFamily doctor	108.45	102.65	96.85	90.95	85.15	79.35	73.45
15	Assura	Family doctor / HMOFamily doctor	108.45	102.65	96.85	90.95	85.15	79.35	73.45
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 61.45 to 155.65 CHF a month depending on the deductible and the model

127 offers from 27 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	Agrisano	TelemedicineAGRIsmart	92.75	—	83.25	78.45	73.75	68.85	64.15
2	CSS	Family doctor / HMOHausarztversicherung Profit	94.05	88.65	83.25	77.75	72.35	—	61.45
3	ÖKK	Family doctor / HMOHMO model	96.55	—	85.75	—	74.85	—	63.95
4	KPT	TelemedicineKPTwin.smart	97.05	—	88.45	—	79.75	—	71.05
5	ÖKK	Family doctor / HMOFamily doctor	97.65	—	86.85	—	75.95	—	65.15
6	Agrisano	TelemedicineAGRIcontact	97.85	—	87.75	82.85	77.75	72.75	67.75
7	Assura	Flexible modelQualimed	99.35	93.95	88.55	83.05	77.65	72.25	66.75
8	ÖKK	TelemedicineTelemedicine	99.45	—	88.65	—	77.75	—	66.85
9	Agrisano	Family doctor / HMOAGRIeco	99.55	—	89.35	84.25	79.25	74.05	68.95
10	KPT	Flexible modelKPTwin.win	99.65	—	90.75	—	81.85	—	72.95
11	Helsana	Family doctor / HMOBeneFit PLUS Hausarzt R1	100.45	—	—	—	—	73.35	—
12	Helsana	Flexible modelBeneFit PLUS Flexmed R1	100.45	—	—	—	—	73.35	—
13	ÖKK	Flexible modelSelect	100.55	—	89.75	—	78.85	—	67.95
14	Assura	Family doctor / HMOFamily doctor	100.55	95.15	89.75	84.25	78.85	73.45	67.95
15	Assura	Family doctor / HMOPharMed	100.55	95.15	89.75	84.25	78.85	73.45	67.95
			See all	See all	See all	See all	See all	See all	See all

In 2026, for a child aged 0 to 18 in Thalwil, the cheapest health insurance premium is:

Without accident cover: 92.75 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 61.45 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).
With accident cover: 97.85 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 66.45 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).

Lowest premium by deductible in Thalwil for a child with accident cover

Deductible of 0 CHF97.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 100 CHF95.65 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 200 CHF87.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 300 CHF82.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 400 CHF77.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 500 CHF72.75 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 600 CHF66.45 CHFCSSFamily doctor / HMOHausarztversicherung Profit

Lowest premium by deductible in Thalwil for a child without accident cover

Deductible of 0 CHF92.75 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 100 CHF88.65 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 200 CHF83.25 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 300 CHF77.75 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 400 CHF72.35 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 500 CHF68.85 CHFAgrisanoTelemedicineAGRIsmart
Deductible of 600 CHF61.45 CHFCSSFamily doctor / HMOHausarztversicherung Profit

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 28/09/2026

Frequently asked questions

Which health insurance is the cheapest in Thalwil for a child aged 0 to 18?

In 2026, without accident cover: Agrisano (AGRIsmart) at 92.75 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 61.45 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 97.85 CHF, and CSS (Hausarztversicherung Profit) at 66.45 CHF.

How much does accident cover cost in basic insurance in Thalwil?

For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 92.75 CHF a month without accident cover to 97.85 CHF with accident cover, at the 0 CHF deductible: 5.10 CHF a month, 61.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 103.00 CHF at Agrisano (AGRIsmart) gives 97.85 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.