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Change the search: RüschlikonAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Rüschlikon (ZH) For a child aged 0 to 18, deductible of 600 CHF, without accident cover

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128 offersfrom 27 health insurers

Child (0 to 18) · without accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Rüschlikon (canton Zurich), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 63.70 CHF with ÖKK (ÖKK CASAMED HMO model) and the most expensive is 136.60 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Rüschlikon for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Rüschlikon is ÖKK (ÖKK CASAMED HMO) at 63.70 CHF a month.

How much does health insurance cost in Rüschlikon in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, monthly premiums run from 63.70 CHF (ÖKK, ÖKK CASAMED HMO) to 136.60 CHF (Sympany, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 120.80 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Rüschlikon for a child aged 0 to 18 without accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 96.20 CHF a month with the 0 CHF deductible to 63.70 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Rüschlikon for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 75.60 CHF (ÖKK), family doctor / HMO 63.70 CHF (ÖKK), flexible model 67.50 CHF (ÖKK), telemedicine 66.40 CHF (ÖKK).

Does a second or third child pay less in Rüschlikon?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 27 insurers present in Rüschlikon file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart67.00 CHF26.50 CHF from the 3rd child
VisanaManaged Care77.80 CHF30.00 CHF from the 3rd child
sana24Managed Care100.30 CHF30.10 CHF from the 3rd child
GalenosManaged Care92.00 CHF30.40 CHF from the 3rd child
SWICAStandard model101.40 CHF31.70 CHF from the 3rd child
CONCORDIAHMO77.70 CHF33.40 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor75.90 CHF38.00 CHF from the 3rd child
rhenusanasanmed2483.50 CHF41.80 CHF from the 3rd child
Krankenkasse Steffisburgsanmed2487.40 CHF48.10 CHF from the 3rd child
Krankenkasse Luzerner HinterlandTelemedicine87.10 CHF59.25 CHF from the 3rd child
SLKKSmartMed72.80 CHF62.50 CHF from the 3rd child
AssuraMediTel66.50 CHF65.20 CHF from the 4th child, 63.90 CHF from the 5th child
Groupe Mutuel – AvenirPrimaFlex (Flexible model)87.70 CHF65.80 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)92.30 CHF69.30 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)106.80 CHF80.10 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.