Health insurance premiums 2027 in Mönchaltorf (ZH)For a child aged 0 to 18 with accident cover
From 73.25 to 186.45 CHF a month depending on the deductible and the model
128 offers from 27 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 105.55 | — | 95.45 | 90.35 | 85.35 | 80.25 | 75.25 |
| 2 |  Assura | MediTel | 108.25 | 102.45 | 96.65 | 90.75 | 84.95 | 79.15 | 73.25 |
| 3 |  ÖKK | ÖKK CASAMED HMO | 108.85 | — | 97.25 | — | 85.55 | — | 73.85 |
| 4 |  KPT | KPTwin.smart - GP with app | 108.95 | — | 99.65 | — | 90.25 | — | 80.95 |
| 5 |  CSS | Hausarztversicherung Profit | 110.05 | 104.25 | 98.45 | 92.55 | 86.75 | — | 75.05 |
| 6 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 110.15 | — | 98.55 | — | 86.85 | — | 75.15 |
| 7 | KPT | KPTwin.plus - HMO GP | 111.75 | — | 102.25 | — | 92.65 | — | 83.05 |
| 8 | Agrisano | AGRIcontact | 111.95 | — | 101.25 | 95.85 | 90.55 | 85.15 | 79.85 |
| 9 | ÖKK | ÖKK CASAMED 24 | 112.05 | — | 100.45 | — | 88.75 | — | 77.05 |
| 10 | Assura | QualiMed | 112.25 | 106.45 | 100.65 | 94.75 | 88.95 | 83.15 | 77.25 |
| 11 | Agrisano | AGRIeco | 112.55 | — | 101.75 | 96.45 | 91.15 | 85.65 | 80.35 |
| 12 | ÖKK | ÖKK CASAMED SELECT | 113.35 | — | 101.75 | — | 90.05 | — | 78.35 |
| 13 |  SLKK | SmartMed | 113.55 | 108.25 | 102.95 | 97.45 | 92.45 | 86.85 | 81.45 |
| 14 | Assura | Family doctor | 113.55 | 107.75 | 101.95 | 96.05 | 90.25 | 84.45 | 78.55 |
| 15 | Assura | PharMed | 113.55 | 107.75 | 101.95 | 96.05 | 90.25 | 84.45 | 78.55 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Mönchaltorf, with accident cover, the cheapest health insurance premium is:
- 105.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 73.25 CHF a month with a 600 CHF deductible (Assura, MediTel)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Mönchaltorf for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Mönchaltorf is Agrisano (AGRIsmart) at 105.55 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Wädenswil (Standard model) at 122.05 CHF a month.
How much does health insurance cost in Mönchaltorf in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 105.55 CHF (Agrisano, AGRIsmart) to 186.45 CHF (Sympany, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 124.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Mönchaltorf for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 105.55 CHF a month with the 0 CHF deductible to 75.25 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Mönchaltorf for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 122.05 CHF (Krankenkasse Wädenswil), family doctor / HMO 108.85 CHF (ÖKK), flexible model 112.25 CHF (Assura), telemedicine 105.55 CHF (Agrisano).
Does a second or third child pay less in Mönchaltorf?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 27 insurers present in Mönchaltorf file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 105.55 CHF | 45.45 CHF from the 3rd child |
| Visana | Managed Care | 120.35 CHF | 47.55 CHF from the 3rd child |
| sana24 | Managed Care | 146.15 CHF | 53.55 CHF from the 3rd child |
| Aquilana | SMARTMED | 115.45 CHF | 55.35 CHF from the 3rd child |
| Galenos | Managed Care | 144.85 CHF | 55.45 CHF from the 3rd child |
| SWICA | Favorit Start | 132.85 CHF | 55.85 CHF from the 3rd child |
| CONCORDIA | HMO | 119.75 CHF | 55.95 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 117.75 CHF | 56.55 CHF from the 3rd child |
| rhenusana | sanmed24 | 127.95 CHF | 61.65 CHF from the 3rd child |
| Krankenkasse Steffisburg | sanmed24 | 128.35 CHF | 68.55 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 133.95 CHF | 89.60 CHF from the 3rd child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 129.35 CHF | 95.85 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 133.85 CHF | 99.25 CHF from the 5th child |
| SLKK | SmartMed | 113.55 CHF | 101.75 CHF from the 3rd child |
| Assura | MediTel | 108.25 CHF | 106.85 CHF from the 4th child, 105.25 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 146.75 CHF | 108.85 CHF from the 5th child |
| EGK | EGK-TelCare | 133.65 CHF | 122.55 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 110.30 CHF at Agrisano (AGRIsmart) gives 105.55 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.