Health insurance premiums 2027 in Kappel am Albis (ZH)For a child aged 0 to 18 without accident cover
From 63.70 to 169.10 CHF a month depending on the deductible and the model
128 offers from 27 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 95.80 | — | 86.20 | 81.30 | 76.60 | 71.70 | 67.00 |
| 2 |  ÖKK | ÖKK CASAMED HMO | 96.20 | — | 85.40 | — | 74.50 | — | 63.70 |
| 3 | ÖKK | ÖKK CASAMED GENERAL PRACTITIONER | 97.30 | — | 86.50 | — | 75.70 | — | 64.80 |
| 4 | ÖKK | ÖKK CASAMED 24 | 98.90 | — | 88.10 | — | 77.20 | — | 66.40 |
| 5 |  Assura | MediTel | 99.10 | 93.70 | 88.30 | 82.80 | 77.40 | 72.00 | 66.50 |
| 6 |  CSS | Hausarztversicherung Profit | 99.70 | 94.30 | 88.90 | 83.50 | 78.10 | — | 67.90 |
| 7 | ÖKK | ÖKK CASAMED SELECT | 100.00 | — | 89.20 | — | 78.40 | — | 67.50 |
| 8 | Assura | QualiMed | 100.20 | 94.80 | 89.40 | 83.90 | 78.50 | 73.10 | 67.70 |
| 9 | Agrisano | AGRIcontact | 101.30 | — | 91.10 | 86.10 | 81.00 | 75.90 | 70.90 |
| 10 | Agrisano | AGRIeco | 101.80 | — | 91.60 | 86.50 | 81.40 | 76.30 | 71.30 |
| 11 |  SLKK | SmartMed | 103.00 | 98.00 | 93.00 | 87.90 | 83.20 | 77.90 | 72.80 |
| 12 | Assura | Family doctor | 103.00 | 97.60 | 92.20 | 86.70 | 81.30 | 75.90 | 70.50 |
| 13 | Assura | PharMed | 103.00 | 97.60 | 92.20 | 86.70 | 81.30 | 75.90 | 70.50 |
| 14 |  Aquilana | SMARTMED | 103.10 | 98.40 | 93.70 | 89.10 | 84.40 | 77.80 | — |
| 15 |  KPT | KPTwin.smart - GP with app | 103.20 | — | 94.60 | — | 85.80 | — | 77.20 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Kappel am Albis, without accident cover, the cheapest health insurance premium is:
- 95.80 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 63.70 CHF a month with a 600 CHF deductible (ÖKK, ÖKK CASAMED HMO)
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Frequently asked questions
Which health insurance is the cheapest in Kappel am Albis for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Kappel am Albis is Agrisano (AGRIsmart) at 95.80 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 108.10 CHF a month.
How much does health insurance cost in Kappel am Albis in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 95.80 CHF (Agrisano, AGRIsmart) to 169.10 CHF (Sympany, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 120.80 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Kappel am Albis for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 95.80 CHF a month with the 0 CHF deductible to 67.00 CHF with the 600 CHF deductible: 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Kappel am Albis for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 108.10 CHF (ÖKK), family doctor / HMO 96.20 CHF (ÖKK), flexible model 100.00 CHF (ÖKK), telemedicine 95.80 CHF (Agrisano).
Does a second or third child pay less in Kappel am Albis?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 27 insurers present in Kappel am Albis file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 95.80 CHF | 43.50 CHF from the 3rd child |
| Visana | Managed Care | 110.50 CHF | 46.30 CHF from the 3rd child |
| Galenos | Managed Care | 124.70 CHF | 50.20 CHF from the 3rd child |
| sana24 | Managed Care | 133.00 CHF | 51.40 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.10 CHF | 51.60 CHF from the 3rd child |
| SWICA | Favorit Start | 119.20 CHF | 52.60 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 106.00 CHF | 53.00 CHF from the 3rd child |
| CONCORDIA | HMO | 110.80 CHF | 54.00 CHF from the 3rd child |
| rhenusana | sanmed24 | 116.00 CHF | 58.00 CHF from the 3rd child |
| Krankenkasse Steffisburg | sanmed24 | 120.10 CHF | 66.10 CHF from the 3rd child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 120.00 CHF | 81.60 CHF from the 3rd child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 120.20 CHF | 90.20 CHF from the 5th child |
| SLKK | SmartMed | 103.00 CHF | 92.70 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 124.90 CHF | 93.70 CHF from the 5th child |
| Assura | MediTel | 99.10 CHF | 97.80 CHF from the 4th child, 96.50 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 139.40 CHF | 104.50 CHF from the 5th child |
| EGK | EGK-TelCare | 120.20 CHF | 110.60 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.