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Health insurance premiums 2027 in Illnau-Effretikon (ZH) For an adult aged 26 or over who wants a deductible of 500 CHF without accident cover

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128 offersfrom 27 health insurers

Adult (26 and over) · without accident cover · deductible of 500 CHF

Results sorted by ascending monthly premium for the selected criteria.

The amount shown is the FOPH-approved premium less the redistribution of the environmental levies, 4.75 CHF per person per month (set by the Confederation for the year, source FOEN). It is not necessarily your invoice: your canton’s individual premium reduction or a discount for annual payment, for example, are not taken into account.

In Illnau-Effretikon (canton Zurich), in 2027, for an adult aged 26 or over with a 500 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 414.65 CHF with SLKK (SmartMed model) and the most expensive is 584.95 CHF with Groupe Mutuel – Philos (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Illnau-Effretikon for an adult aged 26 or over with a deductible of 500 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Illnau-Effretikon is SLKK (SmartMed) at 414.65 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Wädenswil (Standard model) at 462.05 CHF a month.

How much does health insurance cost in Illnau-Effretikon in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 500 CHF and without accident cover, monthly premiums run from 414.65 CHF (SLKK, SmartMed) to 584.95 CHF (Groupe Mutuel – Philos, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 442.45 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Illnau-Effretikon for an adult aged 26 or over without accident cover?

On the cheapest offer (SLKK, SmartMed), the premium goes from 424.65 CHF a month with the 300 CHF deductible to 313.85 CHF with the 2'500 CHF deductible: 110.80 CHF less a month, 1'329.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'777 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Illnau-Effretikon for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 462.05 CHF (Krankenkasse Wädenswil), family doctor / HMO 421.65 CHF (ÖKK), flexible model 424.45 CHF (Assura), telemedicine 414.65 CHF (SLKK).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 419.40 CHF at SLKK (SmartMed) gives 414.65 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.