Health insurance premiums 2027 in Freienstein-Teufen (ZH)For an adult aged 26 or over with accident cover
From 334.15 to 640.85 CHF a month depending on the deductible and the model
128 offers from 27 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 | SmartMed | 452.05 | 441.35 | 414.55 | 387.75 | 361.05 | 334.15 | |
| 2 | AGRIsmart | 453.45 | 443.35 | 418.15 | 392.85 | 367.65 | 342.45 | |
| 3 | HomeCare | 462.45 | 451.75 | 424.85 | 398.05 | 371.25 | 344.35 | |
| 4 | MediTel | 462.85 | 451.25 | 422.05 | 392.85 | 363.75 | 334.55 | |
| 5 | TelMed Basic | 464.40 | 452.75 | 423.60 | 394.40 | 365.25 | 336.10 | |
| 6 | ÖKK CASAMED HMO | 465.25 | 453.65 | 424.45 | 395.25 | 366.15 | 345.25 | |
| 7 | TelCare | 467.55 | 456.75 | 429.25 | 401.85 | 374.55 | 347.15 | |
| 8 | QualiMed | 468.25 | 456.65 | 427.45 | 398.25 | 369.15 | 339.95 | |
| 9 | Hausarztversicherung | 468.45 | 456.85 | 427.65 | 398.45 | 369.35 | 340.15 | |
| 10 | Family doctor 1 | 469.85 | 458.20 | 429.05 | 399.85 | 370.70 | 341.55 | |
| 11 | HMO | 470.25 | 458.65 | 429.45 | 400.25 | 371.15 | 341.95 | |
| 12 | ÖKK CASAMED GENERAL PRACTITIONER | 470.45 | 458.85 | 429.65 | 400.45 | 371.35 | 342.15 | |
| 13 | Managed Care | 474.65 | 467.95 | 433.75 | 404.65 | 375.45 | 346.25 | |
| 14 | SMARTMED | 477.05 | 466.95 | 441.55 | 416.25 | 390.85 | 356.85 | |
| 15 | ÖKK CASAMED 24 | 478.45 | 466.85 | 437.65 | 408.45 | 379.35 | 350.15 | |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for an adult aged 26 or over in Freienstein-Teufen, with accident cover, the cheapest health insurance premium is:
- 452.05 CHF a month with a 300 CHF deductible (SLKK, SmartMed)
- 334.15 CHF a month with a 2'500 CHF deductible (SLKK, SmartMed)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Freienstein-Teufen for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Freienstein-Teufen is SLKK (SmartMed) at 452.05 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Wädenswil (Standard model) at 503.35 CHF a month.
How much does health insurance cost in Freienstein-Teufen in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 452.05 CHF (SLKK, SmartMed) to 640.85 CHF (Groupe Mutuel – Philos, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 442.45 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Freienstein-Teufen for an adult aged 26 or over with accident cover?
On the cheapest offer (SLKK, SmartMed), the premium goes from 452.05 CHF a month with the 300 CHF deductible to 334.15 CHF with the 2'500 CHF deductible: 117.90 CHF less a month, 1'414.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'872 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Freienstein-Teufen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 503.35 CHF (Krankenkasse Wädenswil), family doctor / HMO 462.45 CHF (SLKK), flexible model 468.25 CHF (Assura), telemedicine 452.05 CHF (SLKK).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 456.80 CHF at SLKK (SmartMed) gives 452.05 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.