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From 310.85 to 595.65 CHF a month depending on the deductible and the model

128 offers from 27 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1SLKKTelemedicineSmartMed424.65414.65389.35364.15339.05313.85
2AssuraTelemedicineMediTel430.15419.35392.25365.05338.05310.85
3AgrisanoTelemedicineAGRIsmart430.55420.95397.05372.95349.05325.05
4SanitasTelemedicineTelMed Basic432.05421.20394.05366.85339.70312.60
5ÖKKFamily doctor / HMOÖKK CASAMED HMO432.35421.65394.45367.25340.25320.75
6SLKKFamily doctor / HMOHomeCare434.35424.35399.05373.85348.65323.45
7AssuraFlexible modelQualiMed435.15424.45397.25370.05343.05315.85
8SanitasFamily doctor / HMOFamily doctor 1437.10426.25399.10371.95344.80317.65
9ÖKKFamily doctor / HMOÖKK CASAMED GENERAL PRACTITIONER437.25426.45399.25372.15345.05317.95
10SLKKTelemedicineTelCare439.25429.05403.25377.45351.85326.05
11Krankenkasse WädenswilFamily doctor / HMOHausarztversicherung440.15429.25401.75374.35346.95319.55
12VisanaFamily doctor / HMOManaged Care443.25437.05405.15377.85350.55323.35
13AquilanaTelemedicineSMARTMED443.35433.95410.25386.75363.15331.65
14CONCORDIAFamily doctor / HMOHMO444.15433.25405.65378.05350.55322.95
15ÖKKTelemedicineÖKK CASAMED 24444.65433.85406.75379.55352.55325.35
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In 2027, for an adult aged 26 or over in Freienstein-Teufen, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Freienstein-Teufen for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Freienstein-Teufen is SLKK (SmartMed) at 424.65 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Wädenswil (Standard model) at 472.95 CHF a month.

How much does health insurance cost in Freienstein-Teufen in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 424.65 CHF (SLKK, SmartMed) to 595.65 CHF (Groupe Mutuel – Philos, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 442.45 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Freienstein-Teufen for an adult aged 26 or over without accident cover?

On the cheapest offer (SLKK, SmartMed), the premium goes from 424.65 CHF a month with the 300 CHF deductible to 313.85 CHF with the 2'500 CHF deductible: 110.80 CHF less a month, 1'329.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'777 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Freienstein-Teufen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 472.95 CHF (Krankenkasse Wädenswil), family doctor / HMO 432.35 CHF (ÖKK), flexible model 435.15 CHF (Assura), telemedicine 424.65 CHF (SLKK).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 429.40 CHF at SLKK (SmartMed) gives 424.65 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.