Health insurance premiums 2027 in Freienstein-Teufen (ZH)For an adult aged 26 or over without accident cover
From 310.85 to 595.65 CHF a month depending on the deductible and the model
128 offers from 27 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 | SmartMed | 424.65 | 414.65 | 389.35 | 364.15 | 339.05 | 313.85 | |
| 2 | MediTel | 430.15 | 419.35 | 392.25 | 365.05 | 338.05 | 310.85 | |
| 3 | AGRIsmart | 430.55 | 420.95 | 397.05 | 372.95 | 349.05 | 325.05 | |
| 4 | TelMed Basic | 432.05 | 421.20 | 394.05 | 366.85 | 339.70 | 312.60 | |
| 5 | ÖKK CASAMED HMO | 432.35 | 421.65 | 394.45 | 367.25 | 340.25 | 320.75 | |
| 6 | HomeCare | 434.35 | 424.35 | 399.05 | 373.85 | 348.65 | 323.45 | |
| 7 | QualiMed | 435.15 | 424.45 | 397.25 | 370.05 | 343.05 | 315.85 | |
| 8 | Family doctor 1 | 437.10 | 426.25 | 399.10 | 371.95 | 344.80 | 317.65 | |
| 9 | ÖKK CASAMED GENERAL PRACTITIONER | 437.25 | 426.45 | 399.25 | 372.15 | 345.05 | 317.95 | |
| 10 | TelCare | 439.25 | 429.05 | 403.25 | 377.45 | 351.85 | 326.05 | |
| 11 | Hausarztversicherung | 440.15 | 429.25 | 401.75 | 374.35 | 346.95 | 319.55 | |
| 12 | Managed Care | 443.25 | 437.05 | 405.15 | 377.85 | 350.55 | 323.35 | |
| 13 | SMARTMED | 443.35 | 433.95 | 410.25 | 386.75 | 363.15 | 331.65 | |
| 14 | HMO | 444.15 | 433.25 | 405.65 | 378.05 | 350.55 | 322.95 | |
| 15 | ÖKK CASAMED 24 | 444.65 | 433.85 | 406.75 | 379.55 | 352.55 | 325.35 | |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for an adult aged 26 or over in Freienstein-Teufen, without accident cover, the cheapest health insurance premium is:
- 424.65 CHF a month with a 300 CHF deductible (SLKK, SmartMed)
- 310.85 CHF a month with a 2'500 CHF deductible (Assura, MediTel)
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Frequently asked questions
Which health insurance is the cheapest in Freienstein-Teufen for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Freienstein-Teufen is SLKK (SmartMed) at 424.65 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Wädenswil (Standard model) at 472.95 CHF a month.
How much does health insurance cost in Freienstein-Teufen in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 424.65 CHF (SLKK, SmartMed) to 595.65 CHF (Groupe Mutuel – Philos, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 442.45 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Freienstein-Teufen for an adult aged 26 or over without accident cover?
On the cheapest offer (SLKK, SmartMed), the premium goes from 424.65 CHF a month with the 300 CHF deductible to 313.85 CHF with the 2'500 CHF deductible: 110.80 CHF less a month, 1'329.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'777 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Freienstein-Teufen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 472.95 CHF (Krankenkasse Wädenswil), family doctor / HMO 432.35 CHF (ÖKK), flexible model 435.15 CHF (Assura), telemedicine 424.65 CHF (SLKK).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 429.40 CHF at SLKK (SmartMed) gives 424.65 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.