Health insurance premiums 2027 in Bauma (ZH)For a young adult aged 19 to 25 with accident cover
From 205.30 to 498.00 CHF a month depending on the deductible and the model
128 offers from 27 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Assura | MediTel | 332.10 | 320.50 | 291.30 | 262.10 | 233.00 | 205.30 |
| 2 |  Agrisano | AGRIsmart | 334.50 | 324.40 | 299.20 | 273.90 | 248.70 | 223.50 |
| 3 | Assura | QualiMed | 335.90 | 324.30 | 295.10 | 265.90 | 236.80 | 207.60 |
| 4 |  Sanitas | Family doctor 1 | 340.35 | 328.70 | 299.55 | 270.35 | 241.20 | 212.05 |
| 5 | Sanitas | TelMed Basic | 340.35 | 328.70 | 299.55 | 270.35 | 241.20 | 212.05 |
| 6 | Sanitas | Family doctor 2 | 343.90 | 332.25 | 303.10 | 273.90 | 244.75 | 215.60 |
| 7 | Sanitas | Family doctor 3 | 343.90 | 332.25 | 303.10 | 273.90 | 244.75 | 215.60 |
| 8 | Sanitas | Family doctor 4 | 343.90 | 332.25 | 303.10 | 273.90 | 244.75 | 215.60 |
| 9 | Sanitas | MultiAccess | 343.90 | 332.25 | 303.10 | 273.90 | 244.75 | 215.60 |
| 10 | Sanitas | TelMed Plus | 343.90 | 332.25 | 303.10 | 273.90 | 244.75 | 215.60 |
| 11 | Assura | Family doctor | 345.50 | 333.90 | 304.70 | 275.50 | 246.40 | 217.20 |
| 12 | Assura | PharMed | 345.50 | 333.90 | 304.70 | 275.50 | 246.40 | 217.20 |
| 13 |  Visana | Managed Care | 348.10 | 341.40 | 307.30 | 278.10 | 248.90 | 221.80 |
| 14 |  CSS | Hausarztversicherung Profit | 348.50 | 336.90 | 307.70 | 278.50 | 249.40 | 220.20 |
| 15 |  CONCORDIA | HMO | 351.50 | 339.90 | 310.70 | 281.50 | 252.40 | 223.20 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Bauma, with accident cover, the cheapest health insurance premium is:
- 332.10 CHF a month with a 300 CHF deductible (Assura, MediTel)
- 205.30 CHF a month with a 2'500 CHF deductible (Assura, MediTel)
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Frequently asked questions
Which health insurance is the cheapest in Bauma for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Bauma is Assura (MediTel) at 332.10 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 354.55 CHF a month.
How much does health insurance cost in Bauma in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 332.10 CHF (Assura, MediTel) to 498.00 CHF (vita surselva, Standard model): 128 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 306.20 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Bauma for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Assura, MediTel), the premium goes from 332.10 CHF a month with the 300 CHF deductible to 205.30 CHF with the 2'500 CHF deductible: 126.80 CHF less a month, 1'521.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'991 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Bauma for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 354.55 CHF (Sanitas), family doctor / HMO 340.35 CHF (Sanitas), flexible model 335.90 CHF (Assura), telemedicine 332.10 CHF (Assura).
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.