Health insurance premiums 2026 in Risch (ZG)For a child aged 0 to 18
With accident cover: from 40.05 to 128.95 CHF a month depending on the deductible and the model
124 offers from 27 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 68.55 | — | 58.45 | 53.55 | 48.55 | 43.45 | 40.05 |
| 2 |  KPT | KPTwin.smart | 71.85 | — | 62.65 | — | 53.25 | — | 47.55 |
| 3 | Agrisano | AGRIcontact | 72.45 | — | 61.85 | 56.55 | 51.35 | 45.95 | 40.75 |
| 4 | Agrisano | AGRIeco | 73.65 | — | 62.95 | 57.55 | 52.25 | 46.85 | 41.45 |
| 5 | KPT | KPTwin.plus | 76.75 | — | 66.85 | — | 56.95 | — | 47.55 |
| 6 | KPT | KPTwin.doc | 76.75 | — | 66.85 | — | 56.95 | — | 47.55 |
| 7 |  CONCORDIA | HMO | 77.25 | 71.45 | 65.65 | 59.75 | 53.95 | 48.15 | 45.05 |
| 8 |  SLKK | SLKK-SmartMed | 77.25 | 72.15 | 67.05 | 61.85 | 56.95 | 51.65 | 46.45 |
| 9 | KPT | KPTwin.easy | 77.65 | — | 67.65 | — | 57.65 | — | 47.55 |
| 10 |  CSS | HMO (health practice) | 78.05 | 72.25 | 66.45 | 60.55 | 54.75 | — | 45.45 |
| 11 |  ÖKK | HMO model | 78.35 | — | 66.75 | — | 55.05 | — | 46.45 |
| 12 |  Helsana | BeneFit PLUS Hausarzt R1 | 78.85 | — | — | — | — | 49.75 | — |
| 13 | Helsana | BeneFit PLUS Flexmed R1 | 78.85 | — | — | — | — | 49.75 | — |
| 14 | Helsana | BeneFit PLUS Telmed | 78.85 | — | — | — | — | 49.75 | — |
| 15 |  Visana | Tel Doc | 78.95 | 73.05 | 67.25 | 61.45 | 55.55 | 49.75 | 48.55 |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 37.75 to 121.10 CHF a month depending on the deductible and the model
124 offers from 27 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Agrisano | AGRIsmart | 64.85 | — | 55.25 | 50.65 | 45.85 | 41.05 | 37.75 |
| 2 | KPT | KPTwin.smart | 66.45 | — | 57.85 | — | 49.15 | — | 43.85 |
| 3 | Agrisano | AGRIcontact | 68.55 | — | 58.55 | 53.45 | 48.55 | 43.35 | 38.45 |
| 4 | Agrisano | AGRIeco | 69.75 | — | 59.55 | 54.45 | 49.35 | 44.25 | 39.15 |
| 5 | KPT | KPTwin.plus | 70.95 | — | 61.75 | — | 52.55 | — | 43.85 |
| 6 | KPT | KPTwin.doc | 70.95 | — | 61.75 | — | 52.55 | — | 43.85 |
| 7 | KPT | KPTwin.easy | 71.85 | — | 62.55 | — | 53.25 | — | 43.85 |
| 8 | CSS | HMO (health practice) | 72.25 | 66.85 | 61.45 | 55.95 | 50.55 | — | 41.95 |
| 9 | SLKK | SLKK-SmartMed | 72.25 | 67.45 | 62.65 | 57.75 | 53.25 | 48.25 | 43.35 |
| 10 | ÖKK | HMO model | 72.55 | — | 61.75 | — | 50.85 | — | 42.85 |
| 11 | CONCORDIA | HMO | 72.75 | 67.25 | 61.85 | 56.25 | 50.75 | 45.25 | 42.35 |
| 12 | Helsana | BeneFit PLUS Hausarzt R1 | 73.05 | — | — | — | — | 45.95 | — |
| 13 | Helsana | BeneFit PLUS Flexmed R1 | 73.05 | — | — | — | — | 45.95 | — |
| 14 | Helsana | BeneFit PLUS Telmed | 73.05 | — | — | — | — | 45.95 | — |
| 15 | CSS | Hausarztversicherung Profit | 73.25 | 67.85 | 62.45 | 56.95 | 51.55 | — | 41.95 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Risch, the cheapest health insurance premium is:
- Without accident cover: 64.85 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 37.75 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
- With accident cover: 68.55 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart), 40.05 CHF with a 600 CHF deductible (Agrisano, AGRIsmart).
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Frequently asked questions
Which health insurance is the cheapest in Risch for a child aged 0 to 18?
In 2026, without accident cover: Agrisano (AGRIsmart) at 64.85 CHF a month with a deductible of 0 CHF, and Agrisano (AGRIsmart) at 37.75 CHF with the 600 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 68.55 CHF, and Agrisano (AGRIsmart) at 40.05 CHF.
How much does accident cover cost in basic insurance in Risch?
For a child aged 0 to 18 with Agrisano (AGRIsmart), the premium rises from 64.85 CHF a month without accident cover to 68.55 CHF with accident cover, at the 0 CHF deductible: 3.70 CHF a month, 44.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 73.70 CHF at Agrisano (AGRIsmart) gives 68.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.