Health insurance premiums 2026 in Oberägeri (ZG)For a child aged 0 to 18 without accident cover
From 37.75 to 121.10 CHF a month depending on the deductible and the model
124 offers from 27 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 64.85 | — | 55.25 | 50.65 | 45.85 | 41.05 | 37.75 |
| 2 |  KPT | KPTwin.smart | 66.45 | — | 57.85 | — | 49.15 | — | 43.85 |
| 3 | Agrisano | AGRIcontact | 68.55 | — | 58.55 | 53.45 | 48.55 | 43.35 | 38.45 |
| 4 | Agrisano | AGRIeco | 69.75 | — | 59.55 | 54.45 | 49.35 | 44.25 | 39.15 |
| 5 | KPT | KPTwin.plus | 70.95 | — | 61.75 | — | 52.55 | — | 43.85 |
| 6 | KPT | KPTwin.doc | 70.95 | — | 61.75 | — | 52.55 | — | 43.85 |
| 7 | KPT | KPTwin.easy | 71.85 | — | 62.55 | — | 53.25 | — | 43.85 |
| 8 |  CSS | HMO (health practice) | 72.25 | 66.85 | 61.45 | 55.95 | 50.55 | — | 41.95 |
| 9 |  SLKK | SLKK-SmartMed | 72.25 | 67.45 | 62.65 | 57.75 | 53.25 | 48.25 | 43.35 |
| 10 |  ÖKK | HMO model | 72.55 | — | 61.75 | — | 50.85 | — | 42.85 |
| 11 |  CONCORDIA | HMO | 72.75 | 67.25 | 61.85 | 56.25 | 50.75 | 45.25 | 42.35 |
| 12 |  Helsana | BeneFit PLUS Hausarzt R1 | 73.05 | — | — | — | — | 45.95 | — |
| 13 | Helsana | BeneFit PLUS Flexmed R1 | 73.05 | — | — | — | — | 45.95 | — |
| 14 | Helsana | BeneFit PLUS Telmed | 73.05 | — | — | — | — | 45.95 | — |
| 15 | CSS | Hausarztversicherung Profit | 73.25 | 67.85 | 62.45 | 56.95 | 51.55 | — | 41.95 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Oberägeri, without accident cover, the cheapest health insurance premium is:
- 64.85 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 37.75 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Oberägeri for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Oberägeri is Agrisano (AGRIsmart) at 64.85 CHF a month.
How much does health insurance cost in Oberägeri in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 64.85 CHF (Agrisano, AGRIsmart) to 121.10 CHF (vita surselva, Standard model): 124 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 81.15 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Oberägeri for a child aged 0 to 18 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 64.85 CHF a month with the 0 CHF deductible to 37.75 CHF with the 600 CHF deductible: 27.10 CHF less a month, 325.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 361 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Oberägeri for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 76.25 CHF (Agrisano), family doctor / HMO 69.75 CHF (Agrisano), flexible model 73.05 CHF (Helsana), telemedicine 64.85 CHF (Agrisano).
Does a second or third child pay less in Oberägeri?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 17 of the 27 insurers present in Oberägeri file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 64.85 CHF | 26.65 CHF from the 3rd child |
| Visana | Tel Doc | 73.45 CHF | 27.85 CHF from the 3rd child |
| Galenos | Managed Care | 85.45 CHF | 29.95 CHF from the 3rd child |
| sana24 | Managed Care | 85.45 CHF | 31.35 CHF from the 3rd child |
| SWICA | FAVORIT MEDPHARM | 82.95 CHF | 31.55 CHF from the 3rd child |
| CONCORDIA | HMO | 72.75 CHF | 32.95 CHF from the 3rd child |
| Aquilana | SMARTMED | 75.75 CHF | 35.35 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 84.15 CHF | 39.55 CHF from the 3rd child |
| rhenusana | sanmed24 | 109.65 CHF | 52.25 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 93.15 CHF | 53.85 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed | 78.75 CHF | 57.85 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 80.75 CHF | 59.25 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 92.50 CHF | 61.25 CHF from the 3rd child |
| SLKK | SLKK-SmartMed | 72.25 CHF | 64.55 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 93.15 CHF | 68.65 CHF from the 5th child |
| Assura | FeminaVita | 73.65 CHF | 72.05 CHF from the 4th child, 70.65 CHF from the 5th child |
| EGK | EGK-Care | 85.15 CHF | 74.25 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 70.00 CHF at Agrisano (AGRIsmart) gives 64.85 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.