Health insurance premiums 2027 in Neuheim (ZG)For a child aged 0 to 18 with accident cover
From 42.15 to 134.65 CHF a month depending on the deductible and the model
125 offers from 27 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Agrisano | AGRIsmart | 72.45 | — | 62.25 | 57.25 | 52.25 | 47.15 | 42.15 |
| 2 |  KPT | KPTwin.smart - GP with app | 76.15 | — | 66.85 | — | 57.45 | — | 50.05 |
| 3 | Agrisano | AGRIcontact | 76.85 | — | 66.15 | 60.85 | 55.55 | 50.15 | 44.85 |
| 4 | Agrisano | AGRIeco | 77.35 | — | 66.55 | 61.25 | 55.85 | 50.45 | 45.15 |
| 5 |  Helsana | Helsana BeneFit PLUS General Practitioner R1 | 77.45 | — | — | — | — | 48.35 | — |
| 6 | Helsana | Helsana BeneFit PLUS Telemed | 77.45 | — | — | — | — | 48.35 | — |
| 7 | Helsana | Helsana BeneFit PLUS General Practitioner R2 | 78.35 | — | — | — | — | 49.25 | — |
| 8 | Helsana | Helsana BeneFit PLUS Flexmed | 79.35 | — | — | — | — | 50.25 | — |
| 9 | Helsana | Helsana BeneFit PLUS General Practitioner R3 | 80.25 | — | — | — | — | 51.15 | — |
| 10 |  ÖKK | ÖKK CASAMED HMO | 80.85 | — | 69.25 | — | 57.55 | — | 48.15 |
| 11 | KPT | KPTwin.plus - HMO GP | 81.15 | — | 71.35 | — | 61.35 | — | 51.45 |
| 12 | KPT | KPTwin.doc - GP (family doctor) | 81.15 | — | 71.35 | — | 61.35 | — | 51.45 |
| 13 |  Assura | FeminaVita | 81.65 | 75.85 | 70.05 | 64.15 | 58.35 | 52.55 | 51.25 |
| 14 | Assura | PreventoMed | 81.65 | 75.85 | 70.05 | 64.15 | 58.35 | 52.55 | 51.25 |
| 15 |  SLKK | SmartMed | 81.75 | 76.25 | 70.85 | 65.25 | 60.15 | 54.35 | 48.85 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2027, for a child aged 0 to 18 in Neuheim, with accident cover, the cheapest health insurance premium is:
- 72.45 CHF a month with a 0 CHF deductible (Agrisano, AGRIsmart)
- 42.15 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Neuheim for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Neuheim is Agrisano (AGRIsmart) at 72.45 CHF a month.
How much does health insurance cost in Neuheim in 2027 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 72.45 CHF (Agrisano, AGRIsmart) to 134.65 CHF (rhenusana, Standard model): 125 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 85.95 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Neuheim for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 72.45 CHF a month with the 0 CHF deductible to 42.15 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Neuheim for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 84.45 CHF (Agrisano), family doctor / HMO 77.35 CHF (Agrisano), flexible model 79.35 CHF (Helsana), telemedicine 72.45 CHF (Agrisano).
Does a second or third child pay less in Neuheim?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 27 insurers present in Neuheim file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 72.45 CHF | 30.25 CHF from the 3rd child |
| Visana | Tel Doc | 84.55 CHF | 32.75 CHF from the 3rd child |
| Galenos | Managed Care | 96.45 CHF | 34.45 CHF from the 3rd child |
| sana24 | Managed Care | 96.85 CHF | 36.15 CHF from the 3rd child |
| CONCORDIA | HMO | 82.65 CHF | 38.05 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 97.15 CHF | 40.15 CHF from the 3rd child |
| Aquilana | SMARTMED | 85.75 CHF | 40.55 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 86.45 CHF | 40.85 CHF from the 3rd child |
| Krankenkasse Steffisburg | Casa | 102.45 CHF | 54.25 CHF from the 3rd child |
| rhenusana | sanmed24 | 123.55 CHF | 59.45 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 86.05 CHF | 63.35 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 96.05 CHF | 63.80 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 88.55 CHF | 65.25 CHF from the 5th child |
| SLKK | SmartMed | 81.75 CHF | 73.05 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 102.15 CHF | 75.45 CHF from the 5th child |
| Assura | FeminaVita | 81.65 CHF | 79.95 CHF from the 4th child, 78.25 CHF from the 5th child |
| EGK | EGK-Care | 91.75 CHF | 84.05 CHF from the 3rd child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 77.20 CHF at Agrisano (AGRIsmart) gives 72.45 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.