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112 offersfrom 24 health insurers

Child (0 to 18) · with accident cover · deductible of 600 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Troistorrents (canton Valais), in 2027, for a child aged 0 to 18 with a 600 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 82.40 CHF with CONCORDIA (HMO model) and the most expensive is 142.90 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Troistorrents for a child aged 0 to 18 with a deductible of 600 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Troistorrents is CONCORDIA (HMO) at 82.40 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 92.90 CHF a month.

How much does health insurance cost in Troistorrents in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, monthly premiums run from 82.40 CHF (CONCORDIA, HMO) to 142.90 CHF (Sympany, Standard model): 112 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 120.30 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Troistorrents for a child aged 0 to 18 with accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 117.40 CHF a month with the 0 CHF deductible to 82.40 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Troistorrents for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and with accident cover, the cheapest premium per model is: standard model 92.90 CHF (Agrisano), family doctor / HMO 82.40 CHF (CONCORDIA), flexible model 86.70 CHF (Assura), telemedicine 83.10 CHF (CONCORDIA).

Does a second or third child pay less in Troistorrents?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 24 insurers present in Troistorrents file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
GalenosTel Doc100.00 CHF32.20 CHF from the 3rd child
AgrisanoStandard model92.90 CHF33.20 CHF from the 3rd child
sana24Combi Care106.60 CHF33.20 CHF from the 3rd child
sodalisDigimed90.50 CHF33.50 CHF from the 3rd child
VisanaMed Call90.70 CHF35.30 CHF from the 3rd child
SWICAStandard model117.30 CHF36.00 CHF from the 3rd child
CONCORDIAHMO82.40 CHF37.50 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor96.20 CHF48.10 CHF from the 3rd child
Krankenkasse SteffisburgStandard model107.30 CHF59.10 CHF from the 3rd child
rhenusanaStandard model121.90 CHF61.00 CHF from the 3rd child
Groupe Mutuel – MutuelPrimaFlex (Flexible model)92.50 CHF69.40 CHF from the 5th child
Groupe Mutuel – PhilosOptiMed (Healthcare network)94.70 CHF71.10 CHF from the 5th child
Groupe Mutuel – AvenirOptiMed (Healthcare network)99.70 CHF74.80 CHF from the 5th child
AssuraMediTel83.90 CHF82.20 CHF from the 4th child, 80.50 CHF from the 5th child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.