Skip to content
Change the search: TörbelAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Törbel (VS) For a child aged 0 to 18, deductible of 400 CHF, without accident cover

Copy pageCopied!
Copy pageCopy this page’s data and sources as Markdown for an LLMView as MarkdownThe page as plain textGuide for LLMs (llms.txt)Access our pages, data and sources in LLM-readable formatsOpen in ClaudeAsk your questions about this pageOpen in ChatGPTAsk your questions about this page

124 offersfrom 26 health insurers

Child (0 to 18) · without accident cover · deductible of 400 CHF

Results sorted by ascending monthly premium for the selected criteria.

The amount shown is the FOPH-approved premium less the redistribution of the environmental levies, 4.75 CHF per person per month (set by the Confederation for the year, source FOEN). It is not necessarily your invoice: your canton’s individual premium reduction or a discount for annual payment, for example, are not taken into account.

In Törbel (canton Valais), in 2027, for a child aged 0 to 18 with a 400 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 60.50 CHF with Krankenkasse Visperterminen (Telemedicine model) and the most expensive is 127.85 CHF with Sympany (Standard model).

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Törbel for a child aged 0 to 18 with a deductible of 400 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Törbel is Krankenkasse Visperterminen (Telemedicine) at 60.50 CHF a month.

How much does health insurance cost in Törbel in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 400 CHF and without accident cover, monthly premiums run from 60.50 CHF (Krankenkasse Visperterminen, Telemedicine) to 127.85 CHF (Sympany, Standard model): 124 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 99.65 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Törbel for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 84.95 CHF a month with the 0 CHF deductible to 56.15 CHF with the 600 CHF deductible: 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Törbel for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and without accident cover, the cheapest premium per model is: standard model 71.30 CHF (Krankenkasse Visperterminen), family doctor / HMO 63.90 CHF (Krankenkasse Visperterminen), flexible model 73.85 CHF (Assura), telemedicine 60.50 CHF (Krankenkasse Visperterminen).

Does a second or third child pay less in Törbel?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 26 insurers present in Törbel file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart65.75 CHF20.25 CHF from the 3rd child
sodalisDigimed68.45 CHF24.25 CHF from the 3rd child
VisanaMed Call88.05 CHF25.95 CHF from the 3rd child
CONCORDIAHMO73.55 CHF27.35 CHF from the 3rd child
SWICAStandard model96.25 CHF27.65 CHF from the 3rd child
Krankenkasse VisperterminenTelemedicine60.50 CHF27.90 CHF from the 3rd child
GalenosTel Doc85.95 CHF27.95 CHF from the 3rd child
sana24Combi Care93.15 CHF30.05 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor76.95 CHF36.15 CHF from the 3rd child
AquilanaSMARTMED77.65 CHF36.45 CHF from the 3rd child
Krankenkasse Steffisburgsanmed2480.15 CHF41.95 CHF from the 3rd child
Groupe Mutuel – MutuelPrimaFlex (Flexible model)86.25 CHF63.45 CHF from the 5th child
Groupe Mutuel – PhilosOptiMed (Healthcare network)87.05 CHF64.05 CHF from the 5th child
SLKKSmartMed77.25 CHF67.15 CHF from the 3rd child
AssuraMediTel71.05 CHF69.65 CHF from the 4th child, 68.15 CHF from the 5th child
Groupe Mutuel – AvenirOptiMed (Healthcare network)93.85 CHF69.15 CHF from the 5th child
EGKEGK-Care83.25 CHF74.05 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 65.25 CHF at Krankenkasse Visperterminen (Telemedicine) gives 60.50 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.