Health insurance premiums 2027 in Sembrancher (VS)For a child aged 0 to 18

With accident cover: from 82.40 to 177.90 CHF a month depending on the deductible and the model

112 offers from 24 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	CONCORDIA	Family doctor / HMOHMO	117.40	111.60	105.80	99.90	94.10	88.30	82.40
2	CSS	Family doctor / HMOHausarztversicherung Profit	118.10	112.30	106.50	100.60	94.80	—	83.10
3	CONCORDIA	TelemedicinesmartDoc	118.10	112.30	106.50	100.60	94.80	89.00	83.10
4	Assura	TelemedicineMediTel	118.90	113.10	107.30	101.40	95.60	89.80	83.90
5	KPT	Family doctor / HMOKPTwin.doc - GP (family doctor)	119.30	—	110.10	—	100.90	—	91.60
6	sodalis	TelemedicineDigimed	119.60	113.80	108.00	102.10	96.30	90.50	90.50
7	sodalis	TelemedicineTelemedicine	119.90	114.10	108.30	102.40	96.60	90.80	90.80
8	CONCORDIA	Family doctor / HMOMyDoc	120.80	115.00	109.20	103.30	97.50	91.70	85.80
9	KPT	Family doctor / HMOKPTwin.plus - HMO GP	120.80	—	111.50	—	102.20	—	92.80
10	KPT	TelemedicineKPTwin.smart - GP with app	120.80	—	111.50	—	102.20	—	92.80
11	sodalis	Family doctor / HMOMedicasa	121.20	115.40	109.60	103.70	97.90	92.10	92.10
12	Aquilana	TelemedicineSMARTMED	121.70	116.60	111.60	106.50	101.40	94.10	—
13	Assura	Flexible modelQualiMed	121.70	115.90	110.10	104.20	98.40	92.60	86.70
14	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	121.80	—	—	—	—	92.70	—
15	Helsana	TelemedicineHelsana BeneFit PLUS Telemed	121.80	—	—	—	—	92.70	—
			See all	See all	See all	See all	See all	See all	See all

Without accident cover: from 77.20 to 165.50 CHF a month depending on the deductible and the model

112 offers from 24 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	0 CHF	100 CHF	200 CHF	300 CHF	400 CHF	500 CHF	600 CHF
1	CSS	Family doctor / HMOHausarztversicherung Profit	109.80	104.40	99.00	93.50	88.10	—	77.20
2	Assura	TelemedicineMediTel	110.60	105.20	99.80	94.40	89.00	83.60	78.10
3	KPT	Family doctor / HMOKPTwin.doc - GP (family doctor)	110.90	—	102.40	—	93.80	—	85.20
4	CONCORDIA	Family doctor / HMOHMO	111.00	105.50	100.00	94.50	89.00	83.50	77.90
5	CONCORDIA	TelemedicinesmartDoc	111.70	106.20	100.70	95.10	89.60	84.20	78.60
6	KPT	Family doctor / HMOKPTwin.plus - HMO GP	112.30	—	103.70	—	95.00	—	86.30
7	KPT	TelemedicineKPTwin.smart - GP with app	112.30	—	103.70	—	95.00	—	86.30
8	sodalis	TelemedicineDigimed	112.40	107.00	101.60	96.00	90.60	85.10	85.10
9	sodalis	TelemedicineTelemedicine	112.70	107.30	101.90	96.30	90.90	85.40	85.40
10	Aquilana	TelemedicineSMARTMED	113.20	108.50	103.80	99.10	94.40	87.60	—
11	Assura	Flexible modelQualiMed	113.20	107.80	102.40	97.00	91.60	86.20	80.70
12	Helsana	Family doctor / HMOHelsana BeneFit PLUS General Practitioner R1	113.30	—	—	—	—	86.30	—
13	Helsana	TelemedicineHelsana BeneFit PLUS Telemed	113.30	—	—	—	—	86.30	—
14	sodalis	Family doctor / HMOMedicasa	113.90	108.50	103.10	97.50	92.10	86.60	86.60
15	Assura	Family doctor / HMOPharMed	113.90	108.50	103.10	97.60	92.20	86.80	81.30
			See all	See all	See all	See all	See all	See all	See all

In 2027, for a child aged 0 to 18 in Sembrancher, the cheapest health insurance premium is:

Without accident cover: 109.80 CHF a month with a 0 CHF deductible (CSS, Hausarztversicherung Profit), 77.20 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).
With accident cover: 117.40 CHF a month with a 0 CHF deductible (CONCORDIA, HMO), 82.40 CHF with a 600 CHF deductible (CONCORDIA, HMO).

Lowest premium by deductible in Sembrancher for a child with accident cover

Deductible of 0 CHF117.40 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 100 CHF111.60 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 200 CHF105.80 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 300 CHF99.90 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 400 CHF94.10 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 500 CHF88.30 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 600 CHF82.40 CHFCONCORDIAFamily doctor / HMOHMO

Lowest premium by deductible in Sembrancher for a child without accident cover

Deductible of 0 CHF109.80 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 100 CHF104.40 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 200 CHF99.00 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 300 CHF93.50 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 400 CHF88.10 CHFCSSFamily doctor / HMOHausarztversicherung Profit
Deductible of 500 CHF83.50 CHFCONCORDIAFamily doctor / HMOHMO
Deductible of 600 CHF77.20 CHFCSSFamily doctor / HMOHausarztversicherung Profit

Which deductible to choose?

As a guide, a 0 CHF deductible often costs less overall if your healthcare costs exceed about 500 CHF a year; 600 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in Sembrancher for a child aged 0 to 18?

In 2027, without accident cover: CSS (Hausarztversicherung Profit) at 109.80 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 77.20 CHF with the 600 CHF deductible. With accident cover: CONCORDIA (HMO) at 117.40 CHF, and CONCORDIA (HMO) at 82.40 CHF.

How much does accident cover cost in basic insurance in Sembrancher?

For a child aged 0 to 18 with CSS (Hausarztversicherung Profit), the premium rises from 109.80 CHF a month without accident cover to 118.10 CHF with accident cover, at the 0 CHF deductible: 8.30 CHF a month, 99.60 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.