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Without accident cover: from 187.35 to 432.15 CHF a month depending on the deductible and the model

124 offers from 26 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart292.75283.15259.25235.35211.25187.35
2Krankenkasse VisperterminenTelemedicineTelemedicine300.05288.90262.75235.05220.75200.95
3AgrisanoTelemedicineAGRIcontact309.95299.85274.55249.15223.85198.45
4AgrisanoFamily doctor / HMOAGRIeco311.65301.55276.05250.55225.05199.55
5Krankenkasse VisperterminenFamily doctor / HMOMedicasa312.05302.90273.85247.05222.00204.85
6CSSFamily doctor / HMOHausarztversicherung Profit316.55305.75278.65251.45224.45197.25
7AtupriTelemedicineTelFirst316.75305.75277.95250.25222.55194.85
8CONCORDIAFamily doctor / HMOHMO317.55306.55278.95251.35223.85196.35
9Sumiswalder KrankenkasseFamily doctor / HMOFamily doctor319.05309.05284.15259.25234.35209.35
10Sumiswalder KrankenkasseTelemedicinesumis24Telmed319.05309.05284.15259.25234.35209.35
11CONCORDIATelemedicinesmartDoc319.45308.45280.85253.25225.75198.15
12Groupe Mutuel – MutuelTelemedicineSanaTel (Telemedicine)320.35309.65282.65255.25228.25201.35
13AquilanaTelemedicineSMARTMED320.75311.35287.75264.25240.55211.85
14sodalisTelemedicineDigimed320.75309.95283.55260.05236.45200.25
15SWICAFlexible modelFavorit Multichoice322.85311.95288.55261.45230.55203.45
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With accident cover: from 197.45 to 462.75 CHF a month depending on the deductible and the model

124 offers from 26 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart308.45298.35273.15247.95222.65197.45
2Krankenkasse VisperterminenTelemedicineTelemedicine323.00311.00282.90253.10237.70216.45
3AgrisanoTelemedicineAGRIcontact326.55315.85289.25262.55235.85209.15
4AgrisanoFamily doctor / HMOAGRIeco328.35317.65290.85263.95237.15210.35
5AtupriTelemedicineTelFirst333.65322.05292.85263.65234.55205.35
6Krankenkasse VisperterminenFamily doctor / HMOMedicasa335.90326.05294.80266.00239.05220.60
7CONCORDIAFamily doctor / HMOHMO336.25324.65295.45266.25237.15207.95
8CONCORDIATelemedicinesmartDoc338.25326.65297.45268.25239.15209.95
9AtupriTelemedicineSmartCare340.25328.65299.45270.25241.15211.95
10CSSFamily doctor / HMOHausarztversicherung Profit340.75329.15299.95270.75241.65212.45
11sodalisTelemedicineDigimed341.55329.95301.95276.85251.75213.25
12Sumiswalder KrankenkasseFamily doctor / HMOFamily doctor343.45332.65305.85279.05252.25225.45
13Sumiswalder KrankenkasseTelemedicinesumis24Telmed343.45332.65305.85279.05252.25225.45
14Groupe Mutuel – MutuelTelemedicineSanaTel (Telemedicine)344.85333.35304.35274.85245.85216.85
15AquilanaTelemedicineSMARTMED345.25335.15309.75284.45258.95228.15
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In 2027, for a young adult aged 19 to 25 in Saas-Balen, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Saas-Balen for a young adult aged 19 to 25?

In 2027, without accident cover: Agrisano (AGRIsmart) at 292.75 CHF a month with a deductible of 300 CHF, and Agrisano (AGRIsmart) at 187.35 CHF with the 2'500 CHF deductible. With accident cover: Agrisano (AGRIsmart) at 308.45 CHF, and Agrisano (AGRIsmart) at 197.45 CHF.

How much does accident cover cost in basic insurance in Saas-Balen?

For a young adult aged 19 to 25 with Agrisano (AGRIsmart), the premium rises from 292.75 CHF a month without accident cover to 308.45 CHF with accident cover, at the 300 CHF deductible: 15.70 CHF a month, 188.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 297.50 CHF at Agrisano (AGRIsmart) gives 292.75 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.