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From 171.85 to 419.05 CHF a month depending on the deductible and the model

128 offers from 28 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1AgrisanoTelemedicineAGRIsmart276.65267.15243.25219.45195.55171.85
2Krankenkasse VisperterminenTelemedicineTelemedicine285.10274.55247.75221.05212.85194.00
3VisanaTelemedicineMed Call287.85281.55249.65222.45204.25204.25
4SympanyFlexible modelFlexHelp 24289.75278.95251.75224.65197.55178.25
5AgrisanoTelemedicineAGRIcontact291.35281.25256.25231.25206.15181.05
6SympanyFamily doctor / HMOcasamed hmo291.45280.55253.45226.35199.25178.25
7CSSFamily doctor / HMOHausarztversicherung Profit294.25283.55256.35229.15202.15174.95
8SympanyFlexible modelcasamed pharm294.85284.05256.85229.75202.65178.25
9Groupe Mutuel – MutuelTelemedicineSanaTel295.65284.95258.05230.55203.65187.25
10AgrisanoFamily doctor / HMOAGRIeco296.25286.05260.65235.15209.55184.15
11Krankenkasse VisperterminenFamily doctor / HMOMedicasa296.55287.85260.15231.70214.05197.75
12SympanyFamily doctor / HMOcasamed hausarzt298.25287.35260.35233.15206.05178.95
13AtupriTelemedicineTelFirst301.35290.35262.55234.85207.15179.65
14SympanyTelemedicinecallmed 24301.75290.85263.65236.65209.45182.25
15sodalisTelemedicineDigimed305.35294.45268.15244.55220.95184.75
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In 2026, for a young adult aged 19 to 25 in Randa, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Randa for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in Randa is Agrisano (AGRIsmart) at 276.65 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Visperterminen (Standard model) at 321.00 CHF a month.

How much does health insurance cost in Randa in 2026 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 276.65 CHF (Agrisano, AGRIsmart) to 419.05 CHF (sana24, Standard model): 128 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 268.65 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Randa for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 276.65 CHF a month with the 300 CHF deductible to 171.85 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Randa for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 321.00 CHF (Krankenkasse Visperterminen), family doctor / HMO 291.45 CHF (Sympany), flexible model 289.75 CHF (Sympany), telemedicine 276.65 CHF (Agrisano).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 281.80 CHF at Agrisano (AGRIsmart) gives 276.65 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.