Health insurance premiums 2026 in Inden (VS)For a child aged 0 to 18 with accident cover
From 54.15 to 142.95 CHF a month depending on the deductible and the model
128 offers from 28 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 |  Krankenkasse Visperterminen | Telemedicine | 82.05 | — | 70.90 | 66.00 | 59.05 | — | — |
| 2 |  Agrisano | AGRIsmart | 84.25 | — | 74.15 | 69.15 | 64.15 | 59.05 | 54.15 |
| 3 | Krankenkasse Visperterminen | Medicasa | 85.50 | — | 73.85 | 69.45 | 63.45 | — | — |
| 4 | Agrisano | AGRIcontact | 88.85 | — | 78.25 | 73.05 | 67.75 | 62.45 | 57.25 |
| 5 |  sodalis | Digimed | 90.15 | 84.35 | 78.55 | 72.65 | 66.85 | 61.05 | 61.05 |
| 6 | Agrisano | AGRIeco | 90.45 | — | 79.65 | 74.35 | 69.05 | 63.55 | 58.25 |
| 7 | Krankenkasse Visperterminen | Standard model | 92.85 | — | 81.10 | 75.20 | 69.45 | — | — |
| 8 | sodalis | Telemedicine | 92.95 | 87.15 | 81.35 | 75.45 | 69.65 | 63.85 | 63.85 |
| 9 |  CSS | Hausarztversicherung Profit | 93.25 | 87.45 | 81.65 | 75.75 | 69.95 | — | 58.25 |
| 10 | sodalis | Medicasa | 93.65 | 87.85 | 82.05 | 76.15 | 70.35 | 64.55 | 64.55 |
| 11 |  KPT | KPTwin.smart | 95.25 | — | 85.95 | — | 76.65 | — | 67.25 |
| 12 |  Helsana | BeneFit PLUS Hausarzt R1 | 96.05 | — | — | — | — | 66.95 | — |
| 13 | Helsana | BeneFit PLUS Flexmed R1 | 96.05 | — | — | — | — | 66.95 | — |
| 14 | Helsana | BeneFit PLUS Telmed | 96.05 | — | — | — | — | 66.95 | — |
| 15 | KPT | KPTwin.doc | 96.55 | — | 87.15 | — | 77.65 | — | 68.15 |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Inden, with accident cover, the cheapest health insurance premium is:
- 82.05 CHF a month with a 0 CHF deductible (Krankenkasse Visperterminen, Telemedicine)
- 54.15 CHF a month with a 600 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Inden for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Inden is Krankenkasse Visperterminen (Telemedicine) at 82.05 CHF a month.
How much does health insurance cost in Inden in 2026 for a child aged 0 to 18?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, monthly premiums run from 82.05 CHF (Krankenkasse Visperterminen, Telemedicine) to 142.95 CHF (Sympany, Standard model): 128 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 95.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 0 CHF or 600 CHF better in Inden for a child aged 0 to 18 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 84.25 CHF a month with the 0 CHF deductible to 54.15 CHF with the 600 CHF deductible: 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.
Which model is the cheapest in Inden for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 92.85 CHF (Krankenkasse Visperterminen), family doctor / HMO 85.50 CHF (Krankenkasse Visperterminen), flexible model 96.05 CHF (Helsana), telemedicine 82.05 CHF (Krankenkasse Visperterminen).
Does a second or third child pay less in Inden?
A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 19 of the 28 insurers present in Inden file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:
| Insurer | Model | 1st child | Reduced premium |
|---|---|---|---|
| Agrisano | AGRIsmart | 84.25 CHF | 35.45 CHF from the 3rd child |
| Krankenkasse Visperterminen | Telemedicine | 82.05 CHF | 38.45 CHF from the 3rd child |
| Visana | Med Call | 104.45 CHF | 40.75 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 108.75 CHF | 42.35 CHF from the 3rd child |
| Galenos | Tel Doc | 113.15 CHF | 42.45 CHF from the 3rd child |
| sodalis | Digimed | 90.15 CHF | 42.65 CHF from the 3rd child |
| sana24 | Combi Care | 119.15 CHF | 44.85 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 102.15 CHF | 48.55 CHF from the 3rd child |
| CONCORDIA | HMO | 98.65 CHF | 49.05 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.65 CHF | 49.25 CHF from the 3rd child |
| Krankenkasse Steffisburg | Sanmed24 | 106.65 CHF | 61.95 CHF from the 3rd child |
| rhenusana | Standard model | 135.15 CHF | 65.05 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 106.65 CHF | 78.65 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 97.85 CHF | 87.55 CHF from the 3rd child |
| EGK | EGK-Care | 104.95 CHF | 90.55 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 122.75 CHF | 90.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 127.75 CHF | 94.55 CHF from the 5th child |
| Assura | Qualimed | 97.95 CHF | 96.35 CHF from the 4th child, 94.85 CHF from the 5th child |
| Groupe Mutuel – AMB | PrimaCare | 130.05 CHF | 96.25 CHF from the 5th child |
The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 87.20 CHF at Krankenkasse Visperterminen (Telemedicine) gives 82.05 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.