Skip to content

124 offersfrom 26 health insurers

Child (0 to 18) · with accident cover · deductible of 300 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Grächen (canton Valais), in 2027, for a child aged 0 to 18 with a 300 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 76.15 CHF with Krankenkasse Visperterminen (Telemedicine model) and the most expensive is 128.40 CHF with Visana (Standard model).

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Grächen for a child aged 0 to 18 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Grächen is Krankenkasse Visperterminen (Telemedicine) at 76.15 CHF a month.

How much does health insurance cost in Grächen in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, monthly premiums run from 76.15 CHF (Krankenkasse Visperterminen, Telemedicine) to 128.40 CHF (Visana, Standard model): 124 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 104.40 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Grächen for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 94.40 CHF a month with the 0 CHF deductible to 64.10 CHF with the 600 CHF deductible: 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Grächen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 88.05 CHF (Krankenkasse Visperterminen), family doctor / HMO 79.80 CHF (Krankenkasse Visperterminen), flexible model 90.30 CHF (Assura), telemedicine 76.15 CHF (Krankenkasse Visperterminen).

Does a second or third child pay less in Grächen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 26 insurers present in Grächen file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart79.20 CHF31.30 CHF from the 3rd child
sodalisDigimed83.60 CHF33.70 CHF from the 3rd child
VisanaMed Call105.10 CHF33.80 CHF from the 3rd child
CONCORDIAHMO88.60 CHF37.90 CHF from the 3rd child
Krankenkasse VisperterminenTelemedicine76.15 CHF38.10 CHF from the 3rd child
GalenosTel Doc102.80 CHF38.30 CHF from the 3rd child
sana24Combi Care110.60 CHF40.70 CHF from the 3rd child
Sumiswalder KrankenkasseFamily doctor93.10 CHF46.60 CHF from the 3rd child
AquilanaSMARTMED93.70 CHF46.90 CHF from the 3rd child
Krankenkasse Steffisburgsanmed2496.60 CHF53.20 CHF from the 3rd child
rhenusanaStandard model128.40 CHF64.20 CHF from the 3rd child
Groupe Mutuel – MutuelPrimaFlex (Flexible model)103.60 CHF77.70 CHF from the 5th child
Groupe Mutuel – PhilosOptiMed (Healthcare network)104.50 CHF78.40 CHF from the 5th child
SLKKSmartMed92.10 CHF81.40 CHF from the 3rd child
Groupe Mutuel – AvenirOptiMed (Healthcare network)111.80 CHF83.80 CHF from the 5th child
AssuraMediTel87.20 CHF85.70 CHF from the 4th child, 84.10 CHF from the 5th child
EGKEGK-Care100.10 CHF90.20 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.