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From 212.55 to 496.95 CHF a month depending on the deductible and the model

116 offers from 26 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1Groupe Mutuel – MutuelTelemedicineSanaTel335.35323.85294.85265.35236.35212.55
2VisanaTelemedicineMed Call339.45332.85298.65269.45240.35236.05
3CSSFamily doctor / HMOHausarztversicherung Profit344.65333.05303.85274.65245.55216.35
4Groupe Mutuel – MutuelFamily doctor / HMOOptiMed349.45337.95308.95279.45250.45221.45
5SanitasFamily doctor / HMOFamily doctor 1349.60338.00308.80279.60250.50221.30
6SanitasTelemedicineTelMed (Compact One)349.75338.15308.95279.75250.65221.45
7Groupe Mutuel – MutuelFlexible modelPrimaFlex351.45339.95310.95281.45252.45223.45
8SanitasFamily doctor / HMOFamily doctor 2353.30341.70312.50283.30254.20225.00
9SanitasFamily doctor / HMOFamily doctor 3353.30341.70312.50283.30254.20225.00
10SanitasFamily doctor / HMOFamily doctor 4353.30341.70312.50283.30254.20225.00
11SanitasFlexible modelMultiAccess353.45341.85312.65283.45254.35225.15
12SanitasTelemedicineTelMed (CallMed)353.45341.85312.65283.45254.35225.15
13AtupriFamily doctor / HMOHMO355.75344.15314.95285.75256.65227.45
14AtupriFamily doctor / HMOCareMed361.55349.95320.75291.55262.45233.25
15Groupe Mutuel – MutuelFamily doctor / HMOPrimaCare361.55350.05321.05291.55262.55233.55
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In 2026, for a young adult aged 19 to 25 in Bovernier, with accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Bovernier for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in Bovernier is Groupe Mutuel – Mutuel (SanaTel) at 335.35 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 364.45 CHF a month.

How much does health insurance cost in Bovernier in 2026 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 335.35 CHF (Groupe Mutuel – Mutuel, SanaTel) to 496.95 CHF (sana24, Standard model): 116 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 306.15 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Bovernier for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Groupe Mutuel – Mutuel, SanaTel), the premium goes from 335.35 CHF a month with the 300 CHF deductible to 212.55 CHF with the 2'500 CHF deductible: 122.80 CHF less a month, 1'473.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'937 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Bovernier for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 364.45 CHF (Sanitas), family doctor / HMO 344.65 CHF (CSS), flexible model 351.45 CHF (Groupe Mutuel – Mutuel), telemedicine 335.35 CHF (Groupe Mutuel – Mutuel).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 340.50 CHF at Groupe Mutuel – Mutuel (SanaTel) gives 335.35 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.