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With accident cover: from 69.75 to 166.85 CHF a month depending on the deductible and the model

116 offers from 26 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1sodalisFamily doctor / HMOMedicasa104.4598.6592.8586.9581.1575.3575.35
2CSSFamily doctor / HMOHausarztversicherung Profit104.7598.9593.1587.2581.45—69.75
3sodalisTelemedicineDigimed106.35100.5594.7588.8583.0577.2577.25
4sodalisTelemedicineTelemedicine106.85101.0595.2589.3583.5577.7577.75
5CSSTelemedicineCallmed109.25103.4597.6591.7585.95—74.25
6HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1109.25————80.15—
7HelsanaFlexible modelBeneFit PLUS Flexmed R1109.25————80.15—
8HelsanaTelemedicineBeneFit PLUS Telmed109.25————80.15—
9CONCORDIAFamily doctor / HMOHMO109.55103.7597.9592.0586.2580.4574.55
10CONCORDIATelemedicinesmartDoc109.55103.7597.9592.0586.2580.4574.55
11KPTFamily doctor / HMOKPTwin.doc109.65—100.45—91.25—81.95
12KPTTelemedicineKPTwin.smart111.15—101.75—92.45—83.05
13AssuraFlexible modelQualimed111.25105.4599.6593.7587.9582.1576.25
14AssuraFamily doctor / HMOCare network (Delta)111.25105.4599.6593.7587.9582.1576.25
15AssuraFamily doctor / HMOPharMed111.85106.05100.2594.3588.5582.7576.85
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Without accident cover: from 64.55 to 154.85 CHF a month depending on the deductible and the model

116 offers from 26 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1CSSFamily doctor / HMOHausarztversicherung Profit97.0591.6586.2580.8575.45—64.55
2sodalisFamily doctor / HMOMedicasa97.8592.4586.9581.4575.9570.5570.55
3sodalisTelemedicineDigimed99.6594.2588.8583.2577.8572.3572.35
4sodalisTelemedicineTelemedicine100.1594.7589.2583.7578.2572.8572.85
5CSSTelemedicineCallmed101.2595.8590.4584.9579.55—68.65
6HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1101.25————74.25—
7HelsanaFlexible modelBeneFit PLUS Flexmed R1101.25————74.25—
8HelsanaTelemedicineBeneFit PLUS Telmed101.25————74.25—
9KPTFamily doctor / HMOKPTwin.doc101.55—93.05—84.45—75.85
10KPTTelemedicineKPTwin.smart102.95—94.25—85.55—76.85
11AssuraFlexible modelQualimed103.1597.7592.3586.8581.4576.0570.65
12AssuraFamily doctor / HMOCare network (Delta)103.1597.7592.3586.8581.4576.0570.65
13CONCORDIAFamily doctor / HMOHMO103.2597.8592.3586.7581.2575.7570.25
14CONCORDIATelemedicinesmartDoc103.2597.8592.3586.7581.2575.7570.25
15AssuraFamily doctor / HMOPharMed103.7598.3592.9587.4582.0576.6571.15
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In 2026, for a child aged 0 to 18 in Bovernier, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Bovernier for a child aged 0 to 18?

In 2026, without accident cover: CSS (Hausarztversicherung Profit) at 97.05 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 64.55 CHF with the 600 CHF deductible. With accident cover: sodalis (Medicasa) at 104.45 CHF, and CSS (Hausarztversicherung Profit) at 69.75 CHF.

How much does accident cover cost in basic insurance in Bovernier?

For a child aged 0 to 18 with CSS (Hausarztversicherung Profit), the premium rises from 97.05 CHF a month without accident cover to 104.75 CHF with accident cover, at the 0 CHF deductible: 7.70 CHF a month, 92.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 109.60 CHF at sodalis (Medicasa) gives 104.45 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.