Health insurance premiums 2026 in Bister (VS)For a young adult aged 19 to 25 without accident cover
From 171.85 to 419.05 CHF a month depending on the deductible and the model
128 offers from 28 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 276.65 | 267.15 | 243.25 | 219.45 | 195.55 | 171.85 |
| 2 |  Krankenkasse Visperterminen | Telemedicine | 285.10 | 274.55 | 247.75 | 221.05 | 212.85 | 194.00 |
| 3 |  Visana | Med Call | 287.85 | 281.55 | 249.65 | 222.45 | 204.25 | 204.25 |
| 4 |  Sympany | FlexHelp 24 | 289.75 | 278.95 | 251.75 | 224.65 | 197.55 | 178.25 |
| 5 | Agrisano | AGRIcontact | 291.35 | 281.25 | 256.25 | 231.25 | 206.15 | 181.05 |
| 6 | Sympany | casamed hmo | 291.45 | 280.55 | 253.45 | 226.35 | 199.25 | 178.25 |
| 7 |  CSS | Hausarztversicherung Profit | 294.25 | 283.55 | 256.35 | 229.15 | 202.15 | 174.95 |
| 8 | Sympany | casamed pharm | 294.85 | 284.05 | 256.85 | 229.75 | 202.65 | 178.25 |
| 9 |  Groupe Mutuel – Mutuel | SanaTel | 295.65 | 284.95 | 258.05 | 230.55 | 203.65 | 187.25 |
| 10 | Agrisano | AGRIeco | 296.25 | 286.05 | 260.65 | 235.15 | 209.55 | 184.15 |
| 11 | Krankenkasse Visperterminen | Medicasa | 296.55 | 287.85 | 260.15 | 231.70 | 214.05 | 197.75 |
| 12 | Sympany | casamed hausarzt | 298.25 | 287.35 | 260.35 | 233.15 | 206.05 | 178.95 |
| 13 |  Atupri | TelFirst | 301.35 | 290.35 | 262.55 | 234.85 | 207.15 | 179.65 |
| 14 | Sympany | callmed 24 | 301.75 | 290.85 | 263.65 | 236.65 | 209.45 | 182.25 |
| 15 |  sodalis | Digimed | 305.35 | 294.45 | 268.15 | 244.55 | 220.95 | 184.75 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Bister, without accident cover, the cheapest health insurance premium is:
- 276.65 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 171.85 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Bister for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Bister is Agrisano (AGRIsmart) at 276.65 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Visperterminen (Standard model) at 321.00 CHF a month.
How much does health insurance cost in Bister in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 276.65 CHF (Agrisano, AGRIsmart) to 419.05 CHF (sana24, Standard model): 128 offers from 28 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 268.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Bister for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 276.65 CHF a month with the 300 CHF deductible to 171.85 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Bister for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 321.00 CHF (Krankenkasse Visperterminen), family doctor / HMO 291.45 CHF (Sympany), flexible model 289.75 CHF (Sympany), telemedicine 276.65 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 281.80 CHF at Agrisano (AGRIsmart) gives 276.65 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.