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106 offersfrom 21 health insurers

Child (0 to 18) · without accident cover · deductible of 300 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Servion (canton Vaud), in 2027, for a child aged 0 to 18 with a 300 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 105.00 CHF with CSS (Hausarztversicherung Profit model) and the most expensive is 158.10 CHF with rhenusana (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Servion for a child aged 0 to 18 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Servion is CSS (Hausarztversicherung Profit) at 105.00 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 119.70 CHF a month.

How much does health insurance cost in Servion in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 300 CHF and without accident cover, monthly premiums run from 105.00 CHF (CSS, Hausarztversicherung Profit) to 158.10 CHF (rhenusana, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 139.30 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Servion for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 121.30 CHF a month with the 0 CHF deductible to 88.70 CHF with the 600 CHF deductible: 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Servion for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 119.70 CHF (Agrisano), family doctor / HMO 105.00 CHF (CSS), flexible model 111.00 CHF (Assura), telemedicine 111.80 CHF (Aquilana).

Does a second or third child pay less in Servion?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 21 insurers present in Servion file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
VisanaManaged Care114.70 CHF38.50 CHF from the 3rd child
GalenosManaged Care124.90 CHF43.20 CHF from the 3rd child
sana24Managed Care131.10 CHF45.10 CHF from the 3rd child
AgrisanoStandard model119.70 CHF45.30 CHF from the 3rd child
CONCORDIAHMO122.00 CHF49.10 CHF from the 3rd child
AquilanaSMARTMED111.80 CHF55.90 CHF from the 3rd child
rhenusanaStandard model158.10 CHF79.10 CHF from the 3rd child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)125.00 CHF93.80 CHF from the 5th child
Groupe Mutuel – MutuelOptiMed (Healthcare network)128.10 CHF96.10 CHF from the 5th child
Groupe Mutuel – AvenirPrimaFlex (Flexible model)134.40 CHF100.80 CHF from the 5th child
AssuraPharMed110.30 CHF108.80 CHF from the 4th child, 107.20 CHF from the 5th child
EGKEGK-TelCare134.50 CHF123.30 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.