Health insurance premiums 2026 in Sainte-Croix (VD)For an adult aged 26 or over without accident cover
From 375.25 to 665.15 CHF a month depending on the deductible and the model
105 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Assura | PharMed | 494.55 | 483.85 | 456.65 | 429.45 | 402.45 | 375.25 |
| 2 | Assura | Qualimed | 497.45 | 486.65 | 459.55 | 432.35 | 405.35 | 378.15 |
| 3 |  Groupe Mutuel – Philos | SanaTel | 504.65 | 493.95 | 466.95 | 439.55 | 412.55 | 385.55 |
| 4 |  Atupri | HMO | 507.35 | 496.35 | 468.65 | 440.85 | 413.25 | 385.45 |
| 5 | Assura | Care network (Delta) | 509.05 | 498.25 | 471.05 | 443.95 | 416.85 | 389.65 |
| 6 |  sana24 | Managed Care | 509.55 | 498.65 | 471.35 | 444.15 | 416.85 | 389.65 |
| 7 |  CSS | Hausarztversicherung Profit | 510.45 | 499.65 | 472.45 | 445.35 | 418.25 | 391.15 |
| 8 | Atupri | TelFirst | 511.45 | 500.45 | 472.75 | 444.95 | 417.35 | 389.55 |
| 9 |  Galenos | Combi Care | 512.25 | 501.35 | 474.05 | 446.85 | 419.55 | 392.35 |
| 10 |  Groupe Mutuel – Avenir | PrimaFlex | 512.75 | 502.55 | 476.95 | 450.95 | 425.25 | 399.65 |
| 11 |  EGK | EGK-Care | 513.15 | 502.35 | 475.05 | 447.75 | 420.55 | 393.25 |
| 12 | EGK | EGK-TelCare | 513.15 | 502.35 | 475.05 | 447.75 | 420.55 | 393.25 |
| 13 |  SWICA | FAVORIT SANTE | 514.55 | 503.75 | 483.15 | 455.95 | 422.35 | 395.25 |
| 14 |  Helsana | BeneFit PLUS Hausarzt R1 | 515.75 | 505.05 | 477.85 | 450.65 | 423.65 | 396.45 |
| 15 | Helsana | BeneFit PLUS Flexmed R1 | 515.75 | 505.05 | 477.85 | 450.65 | 423.65 | 396.45 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Sainte-Croix, without accident cover, the cheapest health insurance premium is:
- 494.55 CHF a month with a 300 CHF deductible (Assura, PharMed)
- 375.25 CHF a month with a 2'500 CHF deductible (Assura, PharMed)
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Frequently asked questions
Which health insurance is the cheapest in Sainte-Croix for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Sainte-Croix is Assura (PharMed) at 494.55 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 557.25 CHF a month.
How much does health insurance cost in Sainte-Croix in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 494.55 CHF (Assura, PharMed) to 665.15 CHF (rhenusana, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 501.75 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Sainte-Croix for an adult aged 26 or over without accident cover?
On the cheapest offer (Assura, PharMed), the premium goes from 494.55 CHF a month with the 300 CHF deductible to 375.25 CHF with the 2'500 CHF deductible: 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Sainte-Croix for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 557.25 CHF (Galenos), family doctor / HMO 494.55 CHF (Assura), flexible model 497.45 CHF (Assura), telemedicine 504.65 CHF (Groupe Mutuel – Philos).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 499.70 CHF at Assura (PharMed) gives 494.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.