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From 279.10 to 642.85 CHF a month depending on the deductible and the model

105 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1SanitasFamily doctor / HMOFamily doctor 1407.40395.80366.60337.40308.30279.10
2SanitasTelemedicineTelMed (Compact One)407.55395.95366.75337.55308.45279.25
3SanitasFamily doctor / HMOFamily doctor 2411.70400.10370.90341.70312.60283.40
4SanitasFamily doctor / HMOFamily doctor 3411.70400.10370.90341.70312.60283.40
5SanitasFamily doctor / HMOFamily doctor 4411.70400.10370.90341.70312.60283.40
6SanitasFlexible modelMultiAccess411.85400.25371.05341.85312.75283.55
7SanitasTelemedicineTelMed (CallMed)411.85400.25371.05341.85312.75283.55
8AtupriFamily doctor / HMOHMO412.15400.55371.35342.15313.05283.85
9EGKTelemedicineEGK-TelCare413.25401.65372.45343.25314.15284.95
10CSSFlexible modelMultimed415.25403.65374.45345.25316.15286.95
11SympanyFlexible modelFlexHelp 24418.05406.45377.25348.05318.95289.75
12EGKFamily doctor / HMOEGK-Care418.05406.45377.25348.05318.95289.75
13VisanaFamily doctor / HMOManaged Care419.65412.95378.85349.65320.45291.35
14AtupriTelemedicineSmartCare421.95410.35381.15351.95322.85293.65
15SanitasStandard modelStandard model424.65413.05383.85354.65325.55296.35
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In 2026, for a young adult aged 19 to 25 in Saint-Sulpice, with accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Saint-Sulpice for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in Saint-Sulpice is Sanitas (Family doctor 1) at 407.40 CHF a month.

How much does health insurance cost in Saint-Sulpice in 2026 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 407.40 CHF (Sanitas, Family doctor 1) to 642.85 CHF (vita surselva, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 375.35 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Saint-Sulpice for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 407.40 CHF a month with the 300 CHF deductible to 279.10 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Saint-Sulpice for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 424.65 CHF (Sanitas), family doctor / HMO 407.40 CHF (Sanitas), flexible model 411.85 CHF (Sanitas), telemedicine 407.55 CHF (Sanitas).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 412.55 CHF at Sanitas (Family doctor 1) gives 407.40 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.