Skip to content
Change the search: Saint-OyensAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2026 in Saint-Oyens (VD) For a child aged 0 to 18, deductible of 300 CHF, without accident cover

Copy pageCopied!
Copy pageCopy this page’s data and sources as Markdown for an LLMView as MarkdownThe page as plain textGuide for LLMs (llms.txt)Access our pages, data and sources in LLM-readable formatsOpen in ClaudeAsk your questions about this pageOpen in ChatGPTAsk your questions about this page

105 offersfrom 21 health insurers

Child (0 to 18) · without accident cover · deductible of 300 CHF

Results sorted by ascending monthly premium for the selected criteria.

The amount shown is the FOPH-approved premium less the redistribution of the environmental levies, 5.15 CHF per person per month (set by the Confederation for the year, source FOEN). It is not necessarily your invoice: your canton’s individual premium reduction or a discount for annual payment, for example, are not taken into account.

In Saint-Oyens (canton Vaud), in 2026, for a child aged 0 to 18 with a 300 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 101.35 CHF with CSS (Hausarztversicherung Profit model) and the most expensive is 162.25 CHF with EGK (Standard model).

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Saint-Oyens for a child aged 0 to 18 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in Saint-Oyens is CSS (Hausarztversicherung Profit) at 101.35 CHF a month.

How much does health insurance cost in Saint-Oyens in 2026 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 300 CHF and without accident cover, monthly premiums run from 101.35 CHF (CSS, Hausarztversicherung Profit) to 162.25 CHF (EGK, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 140.55 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Saint-Oyens for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 117.65 CHF a month with the 0 CHF deductible to 85.15 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Saint-Oyens for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 121.35 CHF (CSS), family doctor / HMO 101.35 CHF (CSS), flexible model 107.15 CHF (CSS), telemedicine 107.35 CHF (Aquilana).

Does a second or third child pay less in Saint-Oyens?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 12 of the 21 insurers present in Saint-Oyens file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
VisanaManaged Care115.25 CHF35.65 CHF from the 3rd child
GalenosManaged Care124.55 CHF39.55 CHF from the 3rd child
sana24Managed Care129.25 CHF40.95 CHF from the 3rd child
AgrisanoStandard model121.95 CHF43.55 CHF from the 3rd child
CONCORDIAHMO121.45 CHF46.15 CHF from the 3rd child
AquilanaSMARTMED107.35 CHF51.15 CHF from the 3rd child
rhenusanaStandard model153.15 CHF74.05 CHF from the 3rd child
Groupe Mutuel – MutuelOptiMed131.35 CHF97.25 CHF from the 5th child
Groupe Mutuel – AvenirPrimaFlex137.95 CHF102.25 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex138.25 CHF102.45 CHF from the 5th child
AssuraPharMed109.05 CHF107.35 CHF from the 4th child, 105.75 CHF from the 5th child
EGKEGK-Care144.45 CHF126.95 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 106.50 CHF at CSS (Hausarztversicherung Profit) gives 101.35 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.