Health insurance premiums 2026 in Saint-Oyens (VD)For an adult aged 26 or over with accident cover
From 436.65 to 758.75 CHF a month depending on the deductible and the model
105 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Atupri | HMO | 564.95 | 553.35 | 524.15 | 494.95 | 465.85 | 436.65 |
| 2 |  Sanitas | TelMed (Compact One) | 565.85 | 554.25 | 525.05 | 495.85 | 466.75 | 437.55 |
| 3 |  CSS | Multimed | 570.75 | 559.15 | 529.95 | 500.75 | 471.65 | 442.45 |
| 4 |  Assura | PharMed | 573.75 | 562.15 | 532.95 | 503.75 | 474.65 | 445.45 |
| 5 |  Sympany | FlexHelp 24 | 574.55 | 562.95 | 533.75 | 504.55 | 475.45 | 446.25 |
| 6 |  Helsana | BeneFit PLUS Hausarzt R1 | 574.95 | 563.35 | 534.15 | 504.95 | 475.85 | 446.65 |
| 7 | Helsana | BeneFit PLUS Flexmed R1 | 574.95 | 563.35 | 534.15 | 504.95 | 475.85 | 446.65 |
| 8 |  SWICA | FAVORIT SANTE | 576.45 | 564.85 | 542.95 | 513.75 | 477.35 | 448.15 |
| 9 | Assura | Qualimed | 577.15 | 565.55 | 536.35 | 507.15 | 478.05 | 448.85 |
| 10 |  Galenos | Combi Care | 577.95 | 566.25 | 537.05 | 507.95 | 478.75 | 449.55 |
| 11 | Atupri | SmartCare | 578.25 | 566.65 | 537.45 | 508.25 | 479.15 | 449.95 |
| 12 | SWICA | FAVORIT MEDPHARM | 580.15 | 568.45 | 546.55 | 517.45 | 480.95 | 451.85 |
| 13 |  sana24 | Managed Care | 581.25 | 569.65 | 540.45 | 511.25 | 482.15 | 452.95 |
| 14 | Sanitas | Family doctor 1 | 582.70 | 571.10 | 541.90 | 512.70 | 483.60 | 454.40 |
| 15 | Assura | Family doctor | 583.75 | 572.15 | 542.95 | 513.75 | 484.65 | 455.45 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Saint-Oyens, with accident cover, the cheapest health insurance premium is:
- 564.95 CHF a month with a 300 CHF deductible (Atupri, HMO)
- 436.65 CHF a month with a 2'500 CHF deductible (Atupri, HMO)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Saint-Oyens for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Saint-Oyens is Atupri (HMO) at 564.95 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 642.65 CHF a month.
How much does health insurance cost in Saint-Oyens in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 564.95 CHF (Atupri, HMO) to 758.75 CHF (Groupe Mutuel – Philos, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 531.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Saint-Oyens for an adult aged 26 or over with accident cover?
On the cheapest offer (Atupri, HMO), the premium goes from 564.95 CHF a month with the 300 CHF deductible to 436.65 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Saint-Oyens for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 642.65 CHF (Galenos), family doctor / HMO 564.95 CHF (Atupri), flexible model 570.75 CHF (CSS), telemedicine 565.85 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 570.10 CHF at Atupri (HMO) gives 564.95 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.