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106 offersfrom 21 health insurers

Child (0 to 18) · without accident cover · deductible of 100 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Rivaz (canton Vaud), in 2027, for a child aged 0 to 18 with a 100 CHF deductible and without accident cover, the cheapest monthly basic insurance premium is 126.20 CHF with CSS (Hausarztversicherung Profit model) and the most expensive is 177.70 CHF with Groupe Mutuel – Avenir (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Rivaz for a child aged 0 to 18 with a deductible of 100 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Rivaz is CSS (Hausarztversicherung Profit) at 126.20 CHF a month. The cheapest standard model (free choice of doctor) is Aquilana (Standard model) at 146.40 CHF a month.

How much does health insurance cost in Rivaz in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, monthly premiums run from 126.20 CHF (CSS, Hausarztversicherung Profit) to 177.70 CHF (Groupe Mutuel – Avenir, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 150.20 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Rivaz for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 131.60 CHF a month with the 0 CHF deductible to 99.10 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Rivaz for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and without accident cover, the cheapest premium per model is: standard model 146.40 CHF (Aquilana), family doctor / HMO 126.20 CHF (CSS), flexible model 130.10 CHF (Assura), telemedicine 127.00 CHF (Assura).

Does a second or third child pay less in Rivaz?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 10 of the 21 insurers present in Rivaz file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
VisanaManaged Care131.30 CHF51.70 CHF from the 3rd child
GalenosManaged Care143.70 CHF53.60 CHF from the 3rd child
sana24Managed Care150.00 CHF55.80 CHF from the 3rd child
CONCORDIAHMO140.60 CHF63.60 CHF from the 3rd child
AquilanaSMARTMED127.40 CHF63.70 CHF from the 3rd child
Groupe Mutuel – MutuelOptiMed (Healthcare network)148.20 CHF111.20 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)156.10 CHF117.10 CHF from the 5th child
Groupe Mutuel – AvenirPrimaFlex (Flexible model)156.60 CHF117.50 CHF from the 5th child
AssuraMediTel127.00 CHF125.40 CHF from the 4th child, 123.80 CHF from the 5th child
EGKEGK-Care157.10 CHF145.00 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.