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106 offersfrom 21 health insurers

Adult (26 and over) · with accident cover · deductible of 1'000 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Payerne (canton Vaud), in 2027, for an adult aged 26 or over with a 1'000 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 518.60 CHF with Groupe Mutuel – Philos (SanaTel (Telemedicine) model) and the most expensive is 708.80 CHF with rhenusana (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Payerne for an adult aged 26 or over with a deductible of 1'000 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Payerne is Groupe Mutuel – Philos (SanaTel (Telemedicine)) at 518.60 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 573.60 CHF a month.

How much does health insurance cost in Payerne in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 1'000 CHF and with accident cover, monthly premiums run from 518.60 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) to 708.80 CHF (rhenusana, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 522.30 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Payerne for an adult aged 26 or over with accident cover?

On the cheapest offer (Groupe Mutuel – Philos, SanaTel (Telemedicine)), the premium goes from 559.10 CHF a month with the 300 CHF deductible to 431.10 CHF with the 2'500 CHF deductible: 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Payerne for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'000 CHF and with accident cover, the cheapest premium per model is: standard model 573.60 CHF (Galenos), family doctor / HMO 520.50 CHF (Assura), flexible model 523.80 CHF (Assura), telemedicine 518.60 CHF (Groupe Mutuel – Philos).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.