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From 271.45 to 649.30 CHF a month depending on the deductible and the model

106 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1SanitasFamily doctor / HMOFamily doctor 1390.90380.05352.90325.70298.55271.45
2SanitasTelemedicineTelMed Basic390.90380.05352.90325.70298.55271.45
3SanitasFamily doctor / HMOFamily doctor 2394.95384.15357.00329.80302.65275.55
4SanitasFamily doctor / HMOFamily doctor 3394.95384.15357.00329.80302.65275.55
5SanitasFamily doctor / HMOFamily doctor 4394.95384.15357.00329.80302.65275.55
6SanitasFlexible modelMultiAccess394.95384.15357.00329.80302.65275.55
7SanitasTelemedicineTelMed Plus394.95384.15357.00329.80302.65275.55
8VisanaFamily doctor / HMOManaged Care396.05389.85357.95330.65303.45276.15
9SympanyFlexible modelflexhelp24396.45385.65358.45331.35304.25277.05
10EGKTelemedicineEGK-TelCare400.05389.15361.95334.75307.55280.35
11AtupriFamily doctor / HMOHMO401.55390.55362.85335.05307.45279.65
12CSSFlexible modelMultimed403.45392.65365.55338.35311.25284.15
13SympanyFlexible modelcasamed pharm403.45392.55365.55338.35311.25284.15
14SympanyFamily doctor / HMOcasamed hmo403.45392.55365.55338.35311.25284.15
15EGKFamily doctor / HMOEGK-Care404.75393.95366.75339.45312.35285.15
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In 2027, for a young adult aged 19 to 25 in Paudex, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Paudex for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Paudex is Sanitas (Family doctor 1) at 390.90 CHF a month.

How much does health insurance cost in Paudex in 2027 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 390.90 CHF (Sanitas, Family doctor 1) to 649.30 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 386.65 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Paudex for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 390.90 CHF a month with the 300 CHF deductible to 271.45 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Paudex for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 407.35 CHF (Sanitas), family doctor / HMO 390.90 CHF (Sanitas), flexible model 394.95 CHF (Sanitas), telemedicine 390.90 CHF (Sanitas).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 395.65 CHF at Sanitas (Family doctor 1) gives 390.90 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.