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With accident cover: from 81.85 to 190.75 CHF a month depending on the deductible and the model

105 offers from 21 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1CSSFamily doctor / HMOHausarztversicherung Profit116.85111.05105.2599.3593.55—81.85
2HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1123.55————94.45—
3HelsanaFlexible modelBeneFit PLUS Flexmed R1123.55————94.45—
4HelsanaTelemedicineBeneFit PLUS Telmed123.55————94.45—
5KPTTelemedicineKPTwin.smart123.85—114.55—105.25—95.85
6AquilanaTelemedicineSMARTMED124.25119.25114.15109.15103.9597.75—
7AssuraFamily doctor / HMOPharMed124.95119.15113.35107.45101.6595.8589.95
8HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R2125.05————95.95—
9KPTFamily doctor / HMOKPTwin.plus125.45—116.05—106.65—97.05
10AssuraFlexible modelQualimed125.75119.95114.15108.25102.4596.6590.75
11CSSTelemedicineCallmed126.95121.15115.35109.45103.65—91.95
12HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R3128.15————99.05—
13HelsanaFlexible modelBeneFit PLUS Flexmed R3128.15————99.05—
14AssuraFamily doctor / HMOCare network (Delta)128.75122.95117.15111.25105.4599.6593.75
15AssuraFamily doctor / HMOFamily doctor131.65125.85120.05114.15108.35102.5596.65
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Without accident cover: from 75.75 to 177.05 CHF a month depending on the deductible and the model

105 offers from 21 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1CSSFamily doctor / HMOHausarztversicherung Profit108.25102.8597.4592.0586.65—75.75
2HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1114.55————87.55—
3HelsanaFlexible modelBeneFit PLUS Flexmed R1114.55————87.55—
4HelsanaTelemedicineBeneFit PLUS Telmed114.55————87.55—
5KPTTelemedicineKPTwin.smart114.75—106.15—97.45—88.75
6AquilanaTelemedicineSMARTMED115.25110.55105.95101.2596.4590.65—
7AssuraFamily doctor / HMOPharMed115.85110.45105.1599.6594.2588.8583.35
8HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R2115.95————88.95—
9KPTFamily doctor / HMOKPTwin.plus116.25—107.55—98.75—89.85
10AssuraFlexible modelQualimed116.65111.25105.85100.3594.9589.5584.05
11CSSTelemedicineCallmed117.75112.35106.95101.4596.05—85.15
12HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R3118.85————91.85—
13HelsanaFlexible modelBeneFit PLUS Flexmed R3118.85————91.85—
14AssuraFamily doctor / HMOCare network (Delta)119.45114.05108.65103.1597.7592.3586.85
15AssuraFamily doctor / HMOFamily doctor122.15116.75111.35105.85100.4595.0589.55
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In 2026, for a child aged 0 to 18 in Montilliez, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Montilliez for a child aged 0 to 18?

In 2026, without accident cover: CSS (Hausarztversicherung Profit) at 108.25 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 75.75 CHF with the 600 CHF deductible. With accident cover: CSS (Hausarztversicherung Profit) at 116.85 CHF, and CSS (Hausarztversicherung Profit) at 81.85 CHF.

How much does accident cover cost in basic insurance in Montilliez?

For a child aged 0 to 18 with CSS (Hausarztversicherung Profit), the premium rises from 108.25 CHF a month without accident cover to 116.85 CHF with accident cover, at the 0 CHF deductible: 8.60 CHF a month, 103.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 122.00 CHF at CSS (Hausarztversicherung Profit) gives 116.85 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.