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From 407.05 to 712.50 CHF a month depending on the deductible and the model

105 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1SanitasTelemedicineTelMed (Compact One)526.55515.75488.55461.35434.25407.05
2CSSFlexible modelMultimed530.35519.65492.45465.25438.25411.05
3AssuraFamily doctor / HMOPharMed533.25522.45495.35468.15441.15413.95
4SympanyFlexible modelFlexHelp 24534.05523.25496.05468.95441.85414.75
5HelsanaFamily doctor / HMOBeneFit PLUS Hausarzt R1534.35523.65496.45469.25442.25415.05
6HelsanaFlexible modelBeneFit PLUS Flexmed R1534.35523.65496.45469.25442.25415.05
7SWICAFamily doctor / HMOFAVORIT SANTE535.75524.95504.55477.45443.55416.45
8AtupriFamily doctor / HMOHMO536.45525.45497.65469.95442.35414.55
9AssuraFlexible modelQualimed536.45525.65498.45471.35444.25417.15
10SWICAFlexible modelFAVORIT MEDPHARM539.15528.35507.95480.85446.95419.85
11GalenosFlexible modelCombi Care539.75528.85501.65474.35447.15419.85
12SanitasFamily doctor / HMOFamily doctor 1542.15531.35504.15476.95449.90422.70
13AssuraFamily doctor / HMOFamily doctor542.55531.75504.65477.45450.45423.25
14sana24Family doctor / HMOManaged Care542.95532.05504.75477.55450.25423.05
15AquilanaTelemedicineSMARTMED544.25534.95511.35487.75464.25435.35
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In 2026, for an adult aged 26 or over in Le Mont-sur-Lausanne, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Le Mont-sur-Lausanne for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in Le Mont-sur-Lausanne is Sanitas (TelMed (Compact One)) at 526.55 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 600.25 CHF a month.

How much does health insurance cost in Le Mont-sur-Lausanne in 2026 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 526.55 CHF (Sanitas, TelMed (Compact One)) to 712.50 CHF (vita surselva, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 531.85 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Le Mont-sur-Lausanne for an adult aged 26 or over without accident cover?

On the cheapest offer (Sanitas, TelMed (Compact One)), the premium goes from 526.55 CHF a month with the 300 CHF deductible to 407.05 CHF with the 2'500 CHF deductible: 119.50 CHF less a month, 1'434.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Le Mont-sur-Lausanne for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 600.25 CHF (Galenos), family doctor / HMO 533.25 CHF (Assura), flexible model 530.35 CHF (CSS), telemedicine 526.55 CHF (Sanitas).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 531.70 CHF at Sanitas (TelMed (Compact One)) gives 526.55 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.