Health insurance premiums 2026 in Le Lieu (VD)For a child aged 0 to 18
With accident cover: from 81.85 to 190.75 CHF a month depending on the deductible and the model
105 offers from 21 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Hausarztversicherung Profit | 116.85 | 111.05 | 105.25 | 99.35 | 93.55 | — | 81.85 | |
| 2 | BeneFit PLUS Hausarzt R1 | 123.55 | — | — | — | — | 94.45 | — | |
| 3 | BeneFit PLUS Flexmed R1 | 123.55 | — | — | — | — | 94.45 | — | |
| 4 | BeneFit PLUS Telmed | 123.55 | — | — | — | — | 94.45 | — | |
| 5 | KPTwin.smart | 123.85 | — | 114.55 | — | 105.25 | — | 95.85 | |
| 6 | SMARTMED | 124.25 | 119.25 | 114.15 | 109.15 | 103.95 | 97.75 | — | |
| 7 | PharMed | 124.95 | 119.15 | 113.35 | 107.45 | 101.65 | 95.85 | 89.95 | |
| 8 | BeneFit PLUS Hausarzt R2 | 125.05 | — | — | — | — | 95.95 | — | |
| 9 | KPTwin.plus | 125.45 | — | 116.05 | — | 106.65 | — | 97.05 | |
| 10 | Qualimed | 125.75 | 119.95 | 114.15 | 108.25 | 102.45 | 96.65 | 90.75 | |
| 11 | Callmed | 126.95 | 121.15 | 115.35 | 109.45 | 103.65 | — | 91.95 | |
| 12 | BeneFit PLUS Hausarzt R3 | 128.15 | — | — | — | — | 99.05 | — | |
| 13 | BeneFit PLUS Flexmed R3 | 128.15 | — | — | — | — | 99.05 | — | |
| 14 | Care network (Delta) | 128.75 | 122.95 | 117.15 | 111.25 | 105.45 | 99.65 | 93.75 | |
| 15 | Family doctor | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 | 102.55 | 96.65 | |
| See all | See all | See all | See all | See all | See all | See all | |||
Without accident cover: from 75.75 to 177.05 CHF a month depending on the deductible and the model
105 offers from 21 health insurers.
| # | Insurer | Model | Deductible | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |||
| 1 | Hausarztversicherung Profit | 108.25 | 102.85 | 97.45 | 92.05 | 86.65 | — | 75.75 | |
| 2 | BeneFit PLUS Hausarzt R1 | 114.55 | — | — | — | — | 87.55 | — | |
| 3 | BeneFit PLUS Flexmed R1 | 114.55 | — | — | — | — | 87.55 | — | |
| 4 | BeneFit PLUS Telmed | 114.55 | — | — | — | — | 87.55 | — | |
| 5 | KPTwin.smart | 114.75 | — | 106.15 | — | 97.45 | — | 88.75 | |
| 6 | SMARTMED | 115.25 | 110.55 | 105.95 | 101.25 | 96.45 | 90.65 | — | |
| 7 | PharMed | 115.85 | 110.45 | 105.15 | 99.65 | 94.25 | 88.85 | 83.35 | |
| 8 | BeneFit PLUS Hausarzt R2 | 115.95 | — | — | — | — | 88.95 | — | |
| 9 | KPTwin.plus | 116.25 | — | 107.55 | — | 98.75 | — | 89.85 | |
| 10 | Qualimed | 116.65 | 111.25 | 105.85 | 100.35 | 94.95 | 89.55 | 84.05 | |
| 11 | Callmed | 117.75 | 112.35 | 106.95 | 101.45 | 96.05 | — | 85.15 | |
| 12 | BeneFit PLUS Hausarzt R3 | 118.85 | — | — | — | — | 91.85 | — | |
| 13 | BeneFit PLUS Flexmed R3 | 118.85 | — | — | — | — | 91.85 | — | |
| 14 | Care network (Delta) | 119.45 | 114.05 | 108.65 | 103.15 | 97.75 | 92.35 | 86.85 | |
| 15 | Family doctor | 122.15 | 116.75 | 111.35 | 105.85 | 100.45 | 95.05 | 89.55 | |
| See all | See all | See all | See all | See all | See all | See all | |||
In 2026, for a child aged 0 to 18 in Le Lieu, the cheapest health insurance premium is:
- Without accident cover: 108.25 CHF a month with a 0 CHF deductible (CSS, Hausarztversicherung Profit), 75.75 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).
- With accident cover: 116.85 CHF a month with a 0 CHF deductible (CSS, Hausarztversicherung Profit), 81.85 CHF with a 600 CHF deductible (CSS, Hausarztversicherung Profit).
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Frequently asked questions
Which health insurance is the cheapest in Le Lieu for a child aged 0 to 18?
In 2026, without accident cover: CSS (Hausarztversicherung Profit) at 108.25 CHF a month with a deductible of 0 CHF, and CSS (Hausarztversicherung Profit) at 75.75 CHF with the 600 CHF deductible. With accident cover: CSS (Hausarztversicherung Profit) at 116.85 CHF, and CSS (Hausarztversicherung Profit) at 81.85 CHF.
How much does accident cover cost in basic insurance in Le Lieu?
For a child aged 0 to 18 with CSS (Hausarztversicherung Profit), the premium rises from 108.25 CHF a month without accident cover to 116.85 CHF with accident cover, at the 0 CHF deductible: 8.60 CHF a month, 103.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the Accident Insurance Act (UVG/LAA). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 122.00 CHF at CSS (Hausarztversicherung Profit) gives 116.85 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.