Health insurance premiums 2027 in La Vallée de Joux (VD)For an adult aged 26 or over with accident cover

From 426.35 to 744.85 CHF a month depending on the deductible and the model

106 offers from 21 health insurers.

#	Insurer	Model	Deductible
#	Insurer	Model	300 CHF	500 CHF	1'000 CHF	1'500 CHF	2'000 CHF	2'500 CHF
1	Groupe Mutuel – Philos	TelemedicineSanaTel (Telemedicine)	554.35	542.85	513.85	484.35	455.35	426.35
2	Assura	Family doctor / HMOPharMed	556.55	544.95	515.75	486.55	457.45	428.25
3	KPT	TelemedicineKPTwin.smart - GP with app	557.75	546.15	516.95	487.75	—	429.45
4	Assura	Flexible modelHausspital	559.85	548.25	519.05	489.85	460.75	431.55
5	Assura	Flexible modelQualiMed	559.85	548.25	519.05	489.85	460.75	431.55
6	Atupri	TelemedicineTelFirst	560.55	548.95	519.75	490.55	461.45	432.25
7	Groupe Mutuel – Avenir	Flexible modelPrimaFlex (Flexible model)	561.05	550.05	522.55	494.55	466.95	439.45
8	Atupri	Family doctor / HMOHMO	561.85	550.25	521.05	491.85	462.75	433.55
9	Sympany	Flexible modelflexhelp24	562.25	550.55	521.45	492.25	463.05	433.95
10	KPT	Family doctor / HMOKPTwin.plus - HMO GP	563.25	551.65	522.45	493.25	—	434.95
11	Atupri	TelemedicineSmartCare	568.15	556.55	527.35	498.15	469.05	439.85
12	sana24	Family doctor / HMOManaged Care	569.85	558.25	529.05	499.85	470.75	441.55
13	EGK	Family doctor / HMOEGK-Care	572.45	560.85	531.65	502.45	473.35	444.15
14	EGK	TelemedicineEGK-TelCare	572.45	560.85	531.65	502.45	473.35	444.15
15	Galenos	Flexible modelCombi Care	572.85	561.15	531.95	502.85	473.65	444.45
			See all	See all	See all	See all	See all	See all

In 2027, for an adult aged 26 or over in La Vallée de Joux, with accident cover, the cheapest health insurance premium is:

554.35 CHF a month with a 300 CHF deductible (Groupe Mutuel – Philos, SanaTel (Telemedicine))
426.35 CHF a month with a 2'500 CHF deductible (Groupe Mutuel – Philos, SanaTel (Telemedicine))

Lowest premium by deductible in La Vallée de Joux for an adult with accident cover

Deductible of 300 CHF554.35 CHFGroupe Mutuel – PhilosTelemedicineSanaTel (Telemedicine)
Deductible of 500 CHF542.85 CHFGroupe Mutuel – PhilosTelemedicineSanaTel (Telemedicine)
Deductible of 1'000 CHF513.85 CHFGroupe Mutuel – PhilosTelemedicineSanaTel (Telemedicine)
Deductible of 1'500 CHF484.35 CHFGroupe Mutuel – PhilosTelemedicineSanaTel (Telemedicine)
Deductible of 2'000 CHF455.35 CHFGroupe Mutuel – PhilosTelemedicineSanaTel (Telemedicine)
Deductible of 2'500 CHF426.35 CHFGroupe Mutuel – PhilosTelemedicineSanaTel (Telemedicine)

Which deductible to choose?

As a guide, a 300 CHF deductible often costs less overall if your healthcare costs exceed about 2'000 CHF a year; 2'500 CHF can cost less if your costs are lower.

Always compare total annual cost (premiums + cost sharing), not just the monthly premium.

Last modified: 29/09/2026

Frequently asked questions

Which health insurance is the cheapest in La Vallée de Joux for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in La Vallée de Joux is Groupe Mutuel – Philos (SanaTel (Telemedicine)) at 554.35 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 609.65 CHF a month.

How much does health insurance cost in La Vallée de Joux in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 554.35 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) to 744.85 CHF (rhenusana, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 517.55 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in La Vallée de Joux for an adult aged 26 or over with accident cover?

On the cheapest offer (Groupe Mutuel – Philos, SanaTel (Telemedicine)), the premium goes from 554.35 CHF a month with the 300 CHF deductible to 426.35 CHF with the 2'500 CHF deductible: 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in La Vallée de Joux for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 609.65 CHF (Galenos), family doctor / HMO 556.55 CHF (Assura), flexible model 559.85 CHF (Assura), telemedicine 554.35 CHF (Groupe Mutuel – Philos).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 559.10 CHF at Groupe Mutuel – Philos (SanaTel (Telemedicine)) gives 554.35 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.