Health insurance premiums 2027 in La Vallée de Joux (VD)For an adult aged 26 or over without accident cover
From 396.25 to 692.35 CHF a month depending on the deductible and the model
106 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Groupe Mutuel – Philos | SanaTel (Telemedicine) | 515.25 | 504.55 | 477.55 | 450.15 | 423.15 | 396.25 |
| 2 |  Assura | PharMed | 517.35 | 506.55 | 479.35 | 452.25 | 425.15 | 397.95 |
| 3 |  KPT | KPTwin.smart - GP with app | 518.35 | 507.55 | 480.45 | 453.25 | — | 399.05 |
| 4 | Assura | Hausspital | 520.35 | 509.55 | 482.45 | 455.25 | 428.25 | 401.05 |
| 5 | Assura | QualiMed | 520.35 | 509.55 | 482.45 | 455.25 | 428.25 | 401.05 |
| 6 |  Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 521.45 | 511.25 | 485.65 | 459.65 | 433.95 | 408.45 |
| 7 |  Sympany | flexhelp24 | 522.65 | 511.75 | 484.65 | 457.55 | 430.35 | 403.25 |
| 8 | KPT | KPTwin.plus - HMO GP | 523.45 | 512.75 | 485.55 | 458.35 | — | 404.15 |
| 9 |  Atupri | TelFirst | 532.25 | 521.25 | 493.55 | 465.75 | 438.15 | 410.45 |
| 10 |  sana24 | Managed Care | 532.35 | 521.45 | 494.15 | 466.85 | 439.65 | 412.35 |
| 11 | Assura | Care network | 532.45 | 521.65 | 494.55 | 467.35 | 440.35 | 413.15 |
| 12 | Atupri | HMO | 533.55 | 522.55 | 494.75 | 467.05 | 439.35 | 411.65 |
| 13 |  EGK | EGK-Care | 533.55 | 522.75 | 495.45 | 468.25 | 441.15 | 413.85 |
| 14 | EGK | EGK-TelCare | 533.55 | 522.75 | 495.45 | 468.25 | 441.15 | 413.85 |
| 15 |  Sanitas | TelMed Basic | 533.70 | 522.85 | 495.70 | 468.50 | 441.40 | 414.25 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for an adult aged 26 or over in La Vallée de Joux, without accident cover, the cheapest health insurance premium is:
- 515.25 CHF a month with a 300 CHF deductible (Groupe Mutuel – Philos, SanaTel (Telemedicine))
- 396.25 CHF a month with a 2'500 CHF deductible (Groupe Mutuel – Philos, SanaTel (Telemedicine))
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Frequently asked questions
Which health insurance is the cheapest in La Vallée de Joux for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in La Vallée de Joux is Groupe Mutuel – Philos (SanaTel (Telemedicine)) at 515.25 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 569.45 CHF a month.
How much does health insurance cost in La Vallée de Joux in 2027 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 515.25 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) to 692.35 CHF (rhenusana, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 517.55 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in La Vallée de Joux for an adult aged 26 or over without accident cover?
On the cheapest offer (Groupe Mutuel – Philos, SanaTel (Telemedicine)), the premium goes from 515.25 CHF a month with the 300 CHF deductible to 396.25 CHF with the 2'500 CHF deductible: 119.00 CHF less a month, 1'428.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'887 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in La Vallée de Joux for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 569.45 CHF (Galenos), family doctor / HMO 517.35 CHF (Assura), flexible model 520.35 CHF (Assura), telemedicine 515.25 CHF (Groupe Mutuel – Philos).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 520.00 CHF at Groupe Mutuel – Philos (SanaTel (Telemedicine)) gives 515.25 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.