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Health insurance premiums 2027 in Etoy (VD) For a child aged 0 to 18, deductible of 400 CHF, with accident cover

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106 offersfrom 21 health insurers

Child (0 to 18) · with accident cover · deductible of 400 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Etoy (canton Vaud), in 2027, for a child aged 0 to 18 with a 400 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 118.20 CHF with CSS (Hausarztversicherung Profit model) and the most expensive is 180.60 CHF with Sympany (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Etoy for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Etoy is CSS (Hausarztversicherung Profit) at 118.20 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 133.30 CHF a month.

How much does health insurance cost in Etoy in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, monthly premiums run from 118.20 CHF (CSS, Hausarztversicherung Profit) to 180.60 CHF (Sympany, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 150.20 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Etoy for a child aged 0 to 18 with accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 141.50 CHF a month with the 0 CHF deductible to 106.50 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Etoy for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 133.30 CHF (Agrisano), family doctor / HMO 118.20 CHF (CSS), flexible model 122.30 CHF (Assura), telemedicine 119.00 CHF (Assura).

Does a second or third child pay less in Etoy?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 21 insurers present in Etoy file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
VisanaManaged Care122.90 CHF39.40 CHF from the 3rd child
GalenosManaged Care136.20 CHF44.50 CHF from the 3rd child
sana24Managed Care142.90 CHF46.30 CHF from the 3rd child
AgrisanoStandard model133.30 CHF47.90 CHF from the 3rd child
CONCORDIAHMO131.20 CHF49.80 CHF from the 3rd child
SWICAFavorit Multichoice158.00 CHF56.50 CHF from the 3rd child
AquilanaSMARTMED121.80 CHF60.90 CHF from the 3rd child
Groupe Mutuel – MutuelOptiMed (Healthcare network)141.90 CHF106.40 CHF from the 5th child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)150.30 CHF112.70 CHF from the 5th child
Groupe Mutuel – AvenirPrimaFlex (Flexible model)150.90 CHF113.20 CHF from the 5th child
AssuraMediTel119.00 CHF117.30 CHF from the 4th child, 115.60 CHF from the 5th child
EGKEGK-Care150.90 CHF137.90 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.