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From 431.10 to 749.60 CHF a month depending on the deductible and the model

106 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1Groupe Mutuel – PhilosTelemedicineSanaTel (Telemedicine)559.10547.60518.60489.10460.10431.10
2AssuraFamily doctor / HMOPharMed561.30549.70520.50491.30462.20433.00
3KPTTelemedicineKPTwin.smart - GP with app562.50550.90521.70492.50—434.20
4AssuraFlexible modelHausspital564.60553.00523.80494.60465.50436.30
5AssuraFlexible modelQualiMed564.60553.00523.80494.60465.50436.30
6AtupriTelemedicineTelFirst565.30553.70524.50495.30466.20437.00
7Groupe Mutuel – AvenirFlexible modelPrimaFlex (Flexible model)565.80554.80527.30499.30471.70444.20
8AtupriFamily doctor / HMOHMO566.60555.00525.80496.60467.50438.30
9SympanyFlexible modelflexhelp24567.00555.30526.20497.00467.80438.70
10KPTFamily doctor / HMOKPTwin.plus - HMO GP568.00556.40527.20498.00—439.70
11AtupriTelemedicineSmartCare572.90561.30532.10502.90473.80444.60
12sana24Family doctor / HMOManaged Care574.60563.00533.80504.60475.50446.30
13EGKFamily doctor / HMOEGK-Care577.20565.60536.40507.20478.10448.90
14EGKTelemedicineEGK-TelCare577.20565.60536.40507.20478.10448.90
15GalenosFlexible modelCombi Care577.60565.90536.70507.60478.40449.20
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In 2027, for an adult aged 26 or over in Champagne, with accident cover, the cheapest health insurance premium is:

  • 559.10 CHF a month with a 300 CHF deductible (Groupe Mutuel – Philos, SanaTel (Telemedicine))
  • 431.10 CHF a month with a 2'500 CHF deductible (Groupe Mutuel – Philos, SanaTel (Telemedicine))

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Frequently asked questions

Which health insurance is the cheapest in Champagne for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Champagne is Groupe Mutuel – Philos (SanaTel (Telemedicine)) at 559.10 CHF a month. The cheapest standard model (free choice of doctor) is Galenos (Standard model) at 614.40 CHF a month.

How much does health insurance cost in Champagne in 2027 for an adult aged 26 or over?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 559.10 CHF (Groupe Mutuel – Philos, SanaTel (Telemedicine)) to 749.60 CHF (rhenusana, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 522.30 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Champagne for an adult aged 26 or over with accident cover?

On the cheapest offer (Groupe Mutuel – Philos, SanaTel (Telemedicine)), the premium goes from 559.10 CHF a month with the 300 CHF deductible to 431.10 CHF with the 2'500 CHF deductible: 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Champagne for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 614.40 CHF (Galenos), family doctor / HMO 561.30 CHF (Assura), flexible model 564.60 CHF (Assura), telemedicine 559.10 CHF (Groupe Mutuel – Philos).

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.