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From 259.50 to 638.95 CHF a month depending on the deductible and the model

105 offers from 21 health insurers.

#InsurerModelDeductible
300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF
1SanitasFamily doctor / HMOFamily doctor 1378.95368.15340.95313.75286.65259.50
2SanitasTelemedicineTelMed (Compact One)379.15368.35341.15313.95286.85259.65
3SanitasFamily doctor / HMOFamily doctor 2382.95372.15344.95317.75290.70263.50
4SanitasFamily doctor / HMOFamily doctor 3382.95372.15344.95317.75290.70263.50
5SanitasFamily doctor / HMOFamily doctor 4382.95372.15344.95317.75290.70263.50
6SanitasFlexible modelMultiAccess383.15372.35345.15317.95290.85263.65
7SanitasTelemedicineTelMed (CallMed)383.15372.35345.15317.95290.85263.65
8CSSFlexible modelMultimed385.75375.05347.85320.65293.65266.45
9EGKTelemedicineEGK-TelCare386.15375.25347.95320.65293.45266.15
10SympanyFlexible modelFlexHelp 24388.45377.65350.55323.35296.35269.15
11EGKFamily doctor / HMOEGK-Care390.55379.75352.45325.15297.95270.65
12AtupriFamily doctor / HMOHMO391.25380.25352.55324.75297.15269.45
13VisanaFamily doctor / HMOManaged Care391.85385.65353.75326.45299.25271.95
14SanitasStandard modelStandard model395.05384.25357.05329.85302.75275.55
15SympanyFlexible modelcasamed pharm397.75386.85359.85332.65305.55278.45
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In 2026, for a young adult aged 19 to 25 in Bursinel, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Bursinel for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in Bursinel is Sanitas (Family doctor 1) at 378.95 CHF a month.

How much does health insurance cost in Bursinel in 2026 for a young adult aged 19 to 25?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 378.95 CHF (Sanitas, Family doctor 1) to 638.95 CHF (vita surselva, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 375.35 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 300 CHF or 2'500 CHF better in Bursinel for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 378.95 CHF a month with the 300 CHF deductible to 259.50 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

Which model is the cheapest in Bursinel for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 395.05 CHF (Sanitas), family doctor / HMO 378.95 CHF (Sanitas), flexible model 383.15 CHF (Sanitas), telemedicine 379.15 CHF (Sanitas).

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 384.10 CHF at Sanitas (Family doctor 1) gives 378.95 CHF after redistribution.

Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.