Health insurance premiums 2027 in Borex (VD)For a young adult aged 19 to 25 without accident cover
From 271.45 to 649.30 CHF a month depending on the deductible and the model
106 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Sanitas | Family doctor 1 | 390.90 | 380.05 | 352.90 | 325.70 | 298.55 | 271.45 |
| 2 | Sanitas | TelMed Basic | 390.90 | 380.05 | 352.90 | 325.70 | 298.55 | 271.45 |
| 3 | Sanitas | Family doctor 2 | 394.95 | 384.15 | 357.00 | 329.80 | 302.65 | 275.55 |
| 4 | Sanitas | Family doctor 3 | 394.95 | 384.15 | 357.00 | 329.80 | 302.65 | 275.55 |
| 5 | Sanitas | Family doctor 4 | 394.95 | 384.15 | 357.00 | 329.80 | 302.65 | 275.55 |
| 6 | Sanitas | MultiAccess | 394.95 | 384.15 | 357.00 | 329.80 | 302.65 | 275.55 |
| 7 | Sanitas | TelMed Plus | 394.95 | 384.15 | 357.00 | 329.80 | 302.65 | 275.55 |
| 8 |  Visana | Managed Care | 396.05 | 389.85 | 357.95 | 330.65 | 303.45 | 276.15 |
| 9 |  Sympany | flexhelp24 | 396.45 | 385.65 | 358.45 | 331.35 | 304.25 | 277.05 |
| 10 |  EGK | EGK-TelCare | 400.05 | 389.15 | 361.95 | 334.75 | 307.55 | 280.35 |
| 11 |  Atupri | HMO | 401.55 | 390.55 | 362.85 | 335.05 | 307.45 | 279.65 |
| 12 |  CSS | Multimed | 403.45 | 392.65 | 365.55 | 338.35 | 311.25 | 284.15 |
| 13 | Sympany | casamed pharm | 403.45 | 392.55 | 365.55 | 338.35 | 311.25 | 284.15 |
| 14 | Sympany | casamed hmo | 403.45 | 392.55 | 365.55 | 338.35 | 311.25 | 284.15 |
| 15 | EGK | EGK-Care | 404.75 | 393.95 | 366.75 | 339.45 | 312.35 | 285.15 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Borex, without accident cover, the cheapest health insurance premium is:
- 390.90 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1)
- 271.45 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Borex for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Borex is Sanitas (Family doctor 1) at 390.90 CHF a month.
How much does health insurance cost in Borex in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 390.90 CHF (Sanitas, Family doctor 1) to 649.30 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 386.65 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Borex for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 390.90 CHF a month with the 300 CHF deductible to 271.45 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Borex for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 407.35 CHF (Sanitas), family doctor / HMO 390.90 CHF (Sanitas), flexible model 394.95 CHF (Sanitas), telemedicine 390.90 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 395.65 CHF at Sanitas (Family doctor 1) gives 390.90 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.