Health insurance premiums 2026 in Bière (VD)For a young adult aged 19 to 25 without accident cover
From 259.50 to 638.95 CHF a month depending on the deductible and the model
105 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Sanitas | Family doctor 1 | 378.95 | 368.15 | 340.95 | 313.75 | 286.65 | 259.50 |
| 2 | Sanitas | TelMed (Compact One) | 379.15 | 368.35 | 341.15 | 313.95 | 286.85 | 259.65 |
| 3 | Sanitas | Family doctor 2 | 382.95 | 372.15 | 344.95 | 317.75 | 290.70 | 263.50 |
| 4 | Sanitas | Family doctor 3 | 382.95 | 372.15 | 344.95 | 317.75 | 290.70 | 263.50 |
| 5 | Sanitas | Family doctor 4 | 382.95 | 372.15 | 344.95 | 317.75 | 290.70 | 263.50 |
| 6 | Sanitas | MultiAccess | 383.15 | 372.35 | 345.15 | 317.95 | 290.85 | 263.65 |
| 7 | Sanitas | TelMed (CallMed) | 383.15 | 372.35 | 345.15 | 317.95 | 290.85 | 263.65 |
| 8 |  CSS | Multimed | 385.75 | 375.05 | 347.85 | 320.65 | 293.65 | 266.45 |
| 9 |  EGK | EGK-TelCare | 386.15 | 375.25 | 347.95 | 320.65 | 293.45 | 266.15 |
| 10 |  Sympany | FlexHelp 24 | 388.45 | 377.65 | 350.55 | 323.35 | 296.35 | 269.15 |
| 11 | EGK | EGK-Care | 390.55 | 379.75 | 352.45 | 325.15 | 297.95 | 270.65 |
| 12 |  Atupri | HMO | 391.25 | 380.25 | 352.55 | 324.75 | 297.15 | 269.45 |
| 13 |  Visana | Managed Care | 391.85 | 385.65 | 353.75 | 326.45 | 299.25 | 271.95 |
| 14 | Sanitas | Standard model | 395.05 | 384.25 | 357.05 | 329.85 | 302.75 | 275.55 |
| 15 | Sympany | casamed pharm | 397.75 | 386.85 | 359.85 | 332.65 | 305.55 | 278.45 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Bière, without accident cover, the cheapest health insurance premium is:
- 378.95 CHF a month with a 300 CHF deductible (Sanitas, Family doctor 1)
- 259.50 CHF a month with a 2'500 CHF deductible (Sanitas, Family doctor 1)
Last modified:
Frequently asked questions
Which health insurance is the cheapest in Bière for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Bière is Sanitas (Family doctor 1) at 378.95 CHF a month.
How much does health insurance cost in Bière in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 378.95 CHF (Sanitas, Family doctor 1) to 638.95 CHF (vita surselva, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 375.35 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Bière for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 378.95 CHF a month with the 300 CHF deductible to 259.50 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Bière for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 395.05 CHF (Sanitas), family doctor / HMO 378.95 CHF (Sanitas), flexible model 383.15 CHF (Sanitas), telemedicine 379.15 CHF (Sanitas).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 384.10 CHF at Sanitas (Family doctor 1) gives 378.95 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.