Health insurance premiums 2027 in Silenen (UR)For a young adult aged 19 to 25 with accident cover
From 177.45 to 548.95 CHF a month depending on the deductible and the model
122 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 288.35 | 278.25 | 253.15 | 227.85 | 202.55 | 177.45 |
| 2 |  Atupri | HMO | 303.15 | 291.55 | 262.35 | 233.15 | 204.05 | 178.45 |
| 3 | Agrisano | AGRIcontact | 305.35 | 294.65 | 268.05 | 241.25 | 214.55 | 187.95 |
| 4 | Atupri | SmartCare | 306.65 | 295.05 | 265.85 | 236.65 | 207.55 | 178.45 |
| 5 |  Aquilana | SMARTMED | 307.05 | 296.95 | 271.55 | 246.25 | 220.85 | 190.75 |
| 6 | Agrisano | AGRIeco | 307.05 | 296.25 | 269.55 | 242.65 | 215.75 | 189.05 |
| 7 |  ÖKK | ÖKK CASAMED HMO | 307.15 | 295.55 | 266.35 | 237.15 | 208.05 | 188.05 |
| 8 |  Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 311.15 | 299.65 | 270.65 | 241.15 | 212.15 | 196.05 |
| 9 | Atupri | TelFirst | 311.85 | 300.25 | 271.05 | 241.85 | 212.75 | 183.55 |
| 10 |  CSS | HMO (health practice) | 312.55 | 300.95 | 271.75 | 242.55 | 213.45 | 184.25 |
| 11 |  Sympany | casamed pharm | 313.15 | 301.45 | 272.35 | 243.15 | 213.95 | 188.35 |
| 12 | Sympany | casamed hmo | 313.15 | 301.45 | 272.35 | 243.15 | 213.95 | 188.35 |
| 13 | Sympany | flexhelp24 | 314.95 | 303.25 | 274.15 | 244.95 | 215.75 | 188.35 |
| 14 | Sympany | casamed hausarzt | 314.95 | 303.25 | 274.15 | 244.95 | 215.75 | 188.35 |
| 15 | Sympany | callmed 24 | 314.95 | 303.25 | 274.15 | 244.95 | 215.75 | 188.35 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Silenen, with accident cover, the cheapest health insurance premium is:
- 288.35 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 177.45 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Silenen for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2027, with accident cover, the cheapest offer in Silenen is Agrisano (AGRIsmart) at 288.35 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 331.60 CHF a month.
How much does health insurance cost in Silenen in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 288.35 CHF (Agrisano, AGRIsmart) to 548.95 CHF (sana24, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 236.45 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Silenen for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 288.35 CHF a month with the 300 CHF deductible to 177.45 CHF with the 2'500 CHF deductible: 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Silenen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 331.60 CHF (Sanitas), family doctor / HMO 303.15 CHF (Atupri), flexible model 311.15 CHF (Groupe Mutuel – Avenir), telemedicine 288.35 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 293.10 CHF at Agrisano (AGRIsmart) gives 288.35 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.