Health insurance premiums 2027 in Silenen (UR)For a young adult aged 19 to 25 without accident cover
From 168.35 to 512.75 CHF a month depending on the deductible and the model
122 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 273.65 | 264.15 | 240.25 | 216.25 | 192.15 | 168.35 |
| 2 |  Aquilana | SMARTMED | 285.25 | 275.85 | 252.25 | 228.75 | 205.05 | 177.15 |
| 3 |  ÖKK | ÖKK CASAMED HMO | 285.35 | 274.55 | 247.45 | 220.25 | 193.25 | 174.65 |
| 4 |  Atupri | HMO | 287.75 | 276.75 | 248.95 | 221.25 | 193.65 | 169.25 |
| 5 |  Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 289.05 | 278.35 | 251.35 | 223.95 | 196.95 | 182.05 |
| 6 | Agrisano | AGRIcontact | 289.85 | 279.65 | 254.45 | 228.95 | 203.55 | 178.35 |
| 7 |  CSS | HMO (health practice) | 290.35 | 279.55 | 252.45 | 225.25 | 198.25 | 171.05 |
| 8 |  Sympany | casamed pharm | 290.95 | 280.05 | 253.05 | 225.85 | 198.65 | 174.85 |
| 9 | Sympany | casamed hmo | 290.95 | 280.05 | 253.05 | 225.85 | 198.65 | 174.85 |
| 10 | Atupri | SmartCare | 291.05 | 280.05 | 252.35 | 224.55 | 196.95 | 169.25 |
| 11 | Agrisano | AGRIeco | 291.45 | 281.25 | 255.85 | 230.25 | 204.75 | 179.35 |
| 12 | Sympany | flexhelp24 | 292.65 | 281.75 | 254.65 | 227.55 | 200.35 | 174.85 |
| 13 | Sympany | casamed hausarzt | 292.65 | 281.75 | 254.65 | 227.55 | 200.35 | 174.85 |
| 14 | Sympany | callmed 24 | 292.65 | 281.75 | 254.65 | 227.55 | 200.35 | 174.85 |
| 15 |  Visana | Med Direct | 294.15 | 287.85 | 255.95 | 228.65 | 201.45 | 176.35 |
| See all | See all | See all | See all | See all | See all | |||
In 2027, for a young adult aged 19 to 25 in Silenen, without accident cover, the cheapest health insurance premium is:
- 273.65 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 168.35 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Silenen for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2027, without accident cover, the cheapest offer in Silenen is Agrisano (AGRIsmart) at 273.65 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 308.40 CHF a month.
How much does health insurance cost in Silenen in 2027 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 273.65 CHF (Agrisano, AGRIsmart) to 512.75 CHF (sana24, Standard model): 122 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 236.45 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Silenen for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 273.65 CHF a month with the 300 CHF deductible to 168.35 CHF with the 2'500 CHF deductible: 105.30 CHF less a month, 1'263.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'704 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Silenen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 308.40 CHF (Sanitas), family doctor / HMO 285.35 CHF (ÖKK), flexible model 289.05 CHF (Groupe Mutuel – Avenir), telemedicine 273.65 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 278.40 CHF at Agrisano (AGRIsmart) gives 273.65 CHF after redistribution.
Until when can I change health insurer for 2027?
Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.