Health insurance premiums 2026 in Realp (UR)For a young adult aged 19 to 25 with accident cover
From 163.15 to 512.75 CHF a month depending on the deductible and the model
121 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 269.75 | 259.75 | 234.75 | 209.55 | 184.45 | 163.15 |
| 2 | Agrisano | AGRIcontact | 284.15 | 273.55 | 247.25 | 220.85 | 194.45 | 168.05 |
| 3 |  Sympany | casamed pharm | 287.55 | 275.85 | 246.75 | 217.55 | 188.35 | 172.65 |
| 4 | Sympany | casamed hmo | 287.55 | 275.85 | 246.75 | 217.55 | 188.35 | 172.65 |
| 5 | Agrisano | AGRIeco | 288.95 | 278.25 | 251.45 | 224.55 | 197.75 | 170.95 |
| 6 | Sympany | FlexHelp 24 | 289.25 | 277.55 | 248.35 | 219.25 | 190.05 | 172.65 |
| 7 | Sympany | casamed hausarzt | 289.25 | 277.55 | 248.35 | 219.25 | 190.05 | 172.65 |
| 8 | Sympany | callmed 24 | 289.25 | 277.55 | 248.35 | 219.25 | 190.05 | 172.65 |
| 9 |  Aquilana | SMARTMED | 294.65 | 284.65 | 259.25 | 233.85 | 208.45 | 189.45 |
| 10 |  CSS | HMO (health practice) | 295.45 | 283.85 | 254.65 | 225.45 | 196.35 | 167.15 |
| 11 |  Atupri | HMO | 295.85 | 284.25 | 255.05 | 225.85 | 196.75 | 173.95 |
| 12 | Atupri | SmartCare | 295.85 | 284.25 | 255.05 | 225.85 | 196.75 | 173.95 |
| 13 |  Visana | Med Direct | 301.35 | 294.75 | 260.55 | 231.35 | 202.25 | 180.55 |
| 14 |  Sanitas | Family doctor 1 | 302.55 | 290.95 | 261.75 | 232.55 | 203.45 | 174.25 |
| 15 | Sanitas | TelMed (Compact One) | 302.65 | 291.05 | 261.85 | 232.65 | 203.55 | 174.35 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Realp, with accident cover, the cheapest health insurance premium is:
- 269.75 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 163.15 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Realp for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Realp is Agrisano (AGRIsmart) at 269.75 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 311.65 CHF a month.
How much does health insurance cost in Realp in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, monthly premiums run from 269.75 CHF (Agrisano, AGRIsmart) to 512.75 CHF (sana24, Standard model): 121 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 231.45 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Realp for a young adult aged 19 to 25 with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 269.75 CHF a month with the 300 CHF deductible to 163.15 CHF with the 2'500 CHF deductible: 106.60 CHF less a month, 1'279.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'721 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Realp for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 311.65 CHF (CSS), family doctor / HMO 287.55 CHF (Sympany), flexible model 287.55 CHF (Sympany), telemedicine 269.75 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 274.90 CHF at Agrisano (AGRIsmart) gives 269.75 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.