Health insurance premiums 2026 in Hospental (UR)For a young adult aged 19 to 25 without accident cover
From 154.75 to 478.85 CHF a month depending on the deductible and the model
121 offers from 26 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 256.05 | 246.55 | 222.75 | 198.85 | 174.95 | 154.75 |
| 2 |  Sympany | casamed pharm | 267.15 | 256.25 | 229.15 | 202.05 | 174.85 | 160.25 |
| 3 | Sympany | casamed hmo | 267.15 | 256.25 | 229.15 | 202.05 | 174.85 | 160.25 |
| 4 | Sympany | FlexHelp 24 | 268.65 | 257.85 | 230.65 | 203.55 | 176.45 | 160.25 |
| 5 | Sympany | casamed hausarzt | 268.65 | 257.85 | 230.65 | 203.55 | 176.45 | 160.25 |
| 6 | Sympany | callmed 24 | 268.65 | 257.85 | 230.65 | 203.55 | 176.45 | 160.25 |
| 7 | Agrisano | AGRIcontact | 269.65 | 259.65 | 234.65 | 209.55 | 184.45 | 159.35 |
| 8 |  Aquilana | SMARTMED | 273.75 | 264.45 | 240.75 | 217.15 | 193.55 | 175.85 |
| 9 | Agrisano | AGRIeco | 274.25 | 264.05 | 238.65 | 213.05 | 187.65 | 162.15 |
| 10 |  CSS | HMO (health practice) | 274.45 | 263.65 | 236.45 | 209.35 | 182.25 | 155.05 |
| 11 |  Atupri | HMO | 280.85 | 269.75 | 242.05 | 214.35 | 186.65 | 164.95 |
| 12 | Atupri | SmartCare | 280.85 | 269.75 | 242.05 | 214.35 | 186.65 | 164.95 |
| 13 |  Sanitas | Family doctor 1 | 281.30 | 270.50 | 243.35 | 216.15 | 189.05 | 161.85 |
| 14 |  Visana | Med Direct | 281.35 | 275.15 | 243.15 | 215.95 | 188.65 | 168.45 |
| 15 | Sanitas | TelMed (Compact One) | 281.45 | 270.65 | 243.45 | 216.25 | 189.15 | 162.05 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for a young adult aged 19 to 25 in Hospental, without accident cover, the cheapest health insurance premium is:
- 256.05 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 154.75 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Hospental for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Hospental is Agrisano (AGRIsmart) at 256.05 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 289.45 CHF a month.
How much does health insurance cost in Hospental in 2026 for a young adult aged 19 to 25?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, monthly premiums run from 256.05 CHF (Agrisano, AGRIsmart) to 478.85 CHF (sana24, Standard model): 121 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 231.45 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Hospental for a young adult aged 19 to 25 without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 256.05 CHF a month with the 300 CHF deductible to 154.75 CHF with the 2'500 CHF deductible: 101.30 CHF less a month, 1'215.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'651 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Hospental for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 289.45 CHF (CSS), family doctor / HMO 267.15 CHF (Sympany), flexible model 267.15 CHF (Sympany), telemedicine 256.05 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 261.20 CHF at Agrisano (AGRIsmart) gives 256.05 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.