Health insurance premiums 2026 in Tenero-Contra (TI)For an adult aged 26 or over with accident cover
From 468.45 to 821.35 CHF a month depending on the deductible and the model
104 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 578.75 | 568.75 | 543.75 | 518.55 | 493.45 | 468.45 |
| 2 |  sana24 | VIVA – Gesundheitsplan | 588.65 | 577.05 | 559.75 | 530.55 | 513.25 | 484.05 |
| 3 |  Aquilana | SMARTMED | 601.85 | 591.85 | 566.45 | 541.15 | 515.75 | 481.65 |
| 4 |  KPT | KPTwin.plus | 608.15 | 596.55 | 567.35 | 538.15 | — | 479.85 |
| 5 | KPT | KPTwin.smart | 608.15 | 596.55 | 567.35 | 538.15 | — | 479.85 |
| 6 |  CONCORDIA | HMO | 608.25 | 596.65 | 567.45 | 538.25 | 509.15 | 479.95 |
| 7 | Agrisano | AGRIcontact | 609.35 | 598.75 | 572.45 | 545.95 | 519.55 | 493.25 |
| 8 |  Assura | Qualimed | 612.65 | 601.05 | 571.85 | 542.65 | 513.55 | 484.35 |
| 9 |  CSS | HMO (health practice) | 616.05 | 604.45 | 575.25 | 546.05 | 516.95 | 487.75 |
| 10 | CONCORDIA | smartDoc | 619.15 | 607.55 | 578.35 | 549.15 | 520.05 | 490.85 |
| 11 | Agrisano | AGRIeco | 619.55 | 608.75 | 581.95 | 555.15 | 528.25 | 501.45 |
| 12 |  Sanitas | TelMed (Compact One) | 619.65 | 608.05 | 578.85 | 549.65 | 520.55 | 491.35 |
| 13 |  Helsana | BeneFit PLUS Telmed | 623.95 | 612.35 | 583.15 | 553.95 | 524.85 | 495.65 |
| 14 |  Galenos | Combi Care | 624.85 | 613.25 | 584.05 | 554.85 | 525.75 | 496.55 |
| 15 | Galenos | Managed Care | 624.85 | 613.25 | 584.05 | 554.85 | 525.75 | 496.55 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Tenero-Contra, with accident cover, the cheapest health insurance premium is:
- 578.75 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 468.45 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Tenero-Contra for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?
In 2026, with accident cover, the cheapest offer in Tenero-Contra is Agrisano (AGRIsmart) at 578.75 CHF a month.
How much does health insurance cost in Tenero-Contra in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, monthly premiums run from 578.75 CHF (Agrisano, AGRIsmart) to 821.35 CHF (SWICA, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 582.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Tenero-Contra for an adult aged 26 or over with accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 578.75 CHF a month with the 300 CHF deductible to 468.45 CHF with the 2'500 CHF deductible: 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Tenero-Contra for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 673.85 CHF (Agrisano), family doctor / HMO 588.65 CHF (sana24), flexible model 612.65 CHF (Assura), telemedicine 578.75 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 583.90 CHF at Agrisano (AGRIsmart) gives 578.75 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.