Health insurance premiums 2026 in Tenero-Contra (TI)For an adult aged 26 or over without accident cover
From 444.75 to 763.55 CHF a month depending on the deductible and the model
104 offers from 21 health insurers.
| # | Insurer | Model | Deductible | |||||
|---|---|---|---|---|---|---|---|---|
| 300 CHF | 500 CHF | 1'000 CHF | 1'500 CHF | 2'000 CHF | 2'500 CHF | |||
| 1 |  Agrisano | AGRIsmart | 549.55 | 540.05 | 516.35 | 492.35 | 468.55 | 444.75 |
| 2 |  sana24 | VIVA – Gesundheitsplan | 549.85 | 538.95 | 522.75 | 495.55 | 479.35 | 452.15 |
| 3 |  Aquilana | SMARTMED | 559.35 | 550.05 | 526.45 | 502.85 | 479.45 | 447.65 |
| 4 |  KPT | KPTwin.plus | 565.25 | 554.45 | 527.25 | 500.15 | — | 445.95 |
| 5 | KPT | KPTwin.smart | 565.25 | 554.45 | 527.25 | 500.15 | — | 445.95 |
| 6 |  Assura | Qualimed | 569.45 | 558.65 | 531.55 | 504.35 | 477.25 | 450.15 |
| 7 |  CSS | HMO (health practice) | 572.65 | 561.85 | 534.65 | 507.55 | 480.45 | 453.25 |
| 8 |  CONCORDIA | HMO | 574.55 | 563.65 | 536.05 | 508.45 | 480.95 | 453.35 |
| 9 |  Sanitas | TelMed (Compact One) | 576.55 | 565.75 | 538.65 | 511.45 | 484.35 | 457.15 |
| 10 | Agrisano | AGRIcontact | 578.65 | 568.55 | 543.55 | 518.35 | 493.35 | 468.35 |
| 11 |  Helsana | BeneFit PLUS Telmed | 579.95 | 569.15 | 542.05 | 514.85 | 487.75 | 460.65 |
| 12 | Sanitas | Family doctor 1 | 583.20 | 572.40 | 545.20 | 518.05 | 490.95 | 463.75 |
| 13 |  Galenos | Combi Care | 583.65 | 572.75 | 545.55 | 518.25 | 491.05 | 463.75 |
| 14 | Galenos | Managed Care | 583.65 | 572.75 | 545.55 | 518.25 | 491.05 | 463.75 |
| 15 | Galenos | Med Direct | 583.65 | 572.75 | 545.55 | 518.25 | 491.05 | 463.75 |
| See all | See all | See all | See all | See all | See all | |||
In 2026, for an adult aged 26 or over in Tenero-Contra, without accident cover, the cheapest health insurance premium is:
- 549.55 CHF a month with a 300 CHF deductible (Agrisano, AGRIsmart)
- 444.75 CHF a month with a 2'500 CHF deductible (Agrisano, AGRIsmart)
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Frequently asked questions
Which health insurance is the cheapest in Tenero-Contra for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?
In 2026, without accident cover, the cheapest offer in Tenero-Contra is Agrisano (AGRIsmart) at 549.55 CHF a month.
How much does health insurance cost in Tenero-Contra in 2026 for an adult aged 26 or over?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, monthly premiums run from 549.55 CHF (Agrisano, AGRIsmart) to 763.55 CHF (SWICA, Standard model): 104 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 582.85 CHF (an FOPH statistic, distinct from the offers above).
Is a deductible of 300 CHF or 2'500 CHF better in Tenero-Contra for an adult aged 26 or over without accident cover?
On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 549.55 CHF a month with the 300 CHF deductible to 444.75 CHF with the 2'500 CHF deductible: 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.
Which model is the cheapest in Tenero-Contra for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?
For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 639.95 CHF (Agrisano), family doctor / HMO 549.85 CHF (sana24), flexible model 569.45 CHF (Assura), telemedicine 549.55 CHF (Agrisano).
Why is the FOPH-approved premium higher than the price shown?
The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 554.70 CHF at Agrisano (AGRIsmart) gives 549.55 CHF after redistribution.
Until when can I change health insurer for 2026?
Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.
Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.