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Change the search: PersonicoAdultYoung adultChild · with accidentwithout accidentThe lowest monthly premiumThe lowest deductible300 CHF500 CHF1'000 CHF1'500 CHF2'000 CHF2'500 CHF0 CHF100 CHF200 CHF400 CHF600 CHF

Health insurance premiums 2027 in Personico (TI) For a child aged 0 to 18, deductible of 300 CHF, with accident cover

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105 offersfrom 21 health insurers

Child (0 to 18) · with accident cover · deductible of 300 CHF

Results sorted by ascending monthly premium for the selected criteria.

In Personico (canton Ticino), in 2027, for a child aged 0 to 18 with a 300 CHF deductible and with accident cover, the cheapest monthly basic insurance premium is 109.10 CHF with Assura (QualiMed model) and the most expensive is 179.40 CHF with sana24 (Standard model).

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Frequently asked questions

Which health insurance is the cheapest in Personico for a child aged 0 to 18 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in Personico is Assura (QualiMed) at 109.10 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 127.30 CHF a month.

How much does health insurance cost in Personico in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, monthly premiums run from 109.10 CHF (Assura, QualiMed) to 179.40 CHF (sana24, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 143.20 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Personico for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 126.60 CHF a month with the 0 CHF deductible to 91.60 CHF with the 600 CHF deductible: 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Personico for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 127.30 CHF (Agrisano), family doctor / HMO 111.30 CHF (Assura), flexible model 109.10 CHF (Assura), telemedicine 110.10 CHF (Agrisano).

Does a second or third child pay less in Personico?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 21 insurers present in Personico file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and with accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart110.10 CHF41.80 CHF from the 3rd child
GalenosCombi Care139.90 CHF48.10 CHF from the 3rd child
sana24VIVA health plan149.90 CHF51.20 CHF from the 3rd child
VisanaManaged Care150.70 CHF52.80 CHF from the 3rd child
CONCORDIAHMO118.70 CHF53.60 CHF from the 3rd child
AquilanaSMARTMED127.20 CHF63.60 CHF from the 3rd child
rhenusanaStandard model164.70 CHF82.40 CHF from the 3rd child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)137.90 CHF103.40 CHF from the 5th child
AssuraQualiMed109.10 CHF107.50 CHF from the 4th child, 105.90 CHF from the 5th child
Groupe Mutuel – MutuelPrimaCare (Family doctor)145.20 CHF108.90 CHF from the 5th child
Groupe Mutuel – AvenirPrimaFlex (Flexible model)146.20 CHF109.60 CHF from the 5th child
EGKEGK-TelCare133.70 CHF121.10 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.