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From 88.25 to 228.25 CHF a month depending on the deductible and the model

105 offers from 21 health insurers.

#InsurerModelDeductible
0 CHF100 CHF200 CHF300 CHF400 CHF500 CHF600 CHF
1AssuraFlexible modelQualiMed120.85115.45110.05104.5599.1593.7588.25
2AgrisanoTelemedicineAGRIsmart124.15—114.55109.85105.05100.2595.35
3AssuraFamily doctor / HMOPharMed124.65119.25113.85108.35102.9597.5592.15
4AssuraFamily doctor / HMOFamily doctor129.85124.45119.05113.55108.25102.8597.35
5AssuraTelemedicineMediTel129.85124.45119.05113.55108.25102.8597.35
6KPTFamily doctor / HMOKPTwin.plus - HMO GP131.65—123.05—114.35—105.65
7KPTTelemedicineKPTwin.smart - GP with app131.65—123.05—114.35—105.65
8AgrisanoTelemedicineAGRIcontact131.65—121.55116.45111.35106.25101.15
9AquilanaTelemedicineSMARTMED131.75127.05122.35117.65112.85105.55—
10AgrisanoFamily doctor / HMOAGRIeco132.35—122.15117.05112.05106.85101.75
11CONCORDIAFamily doctor / HMOHMO133.35127.85122.45116.85111.35105.85100.25
12HelsanaFamily doctor / HMOHelsana BeneFit PLUS General Practitioner R1134.25————107.15—
13HelsanaTelemedicineHelsana BeneFit PLUS Telemed134.25————107.15—
14HelsanaFamily doctor / HMOHelsana BeneFit PLUS General Practitioner R2135.95————108.85—
15CONCORDIATelemedicinesmartDoc136.55131.05125.65120.05114.55109.05103.55
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In 2027, for a child aged 0 to 18 in Origlio, without accident cover, the cheapest health insurance premium is:

Last modified:

Frequently asked questions

Which health insurance is the cheapest in Origlio for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in Origlio is Assura (QualiMed) at 120.85 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 144.35 CHF a month.

How much does health insurance cost in Origlio in 2027 for a child aged 0 to 18?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, monthly premiums run from 120.85 CHF (Assura, QualiMed) to 228.25 CHF (Sympany, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 149.95 CHF (an FOPH statistic, distinct from the offers above).

Is a deductible of 0 CHF or 600 CHF better in Origlio for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 120.85 CHF a month with the 0 CHF deductible to 88.25 CHF with the 600 CHF deductible: 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

Which model is the cheapest in Origlio for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 144.35 CHF (Agrisano), family doctor / HMO 124.65 CHF (Assura), flexible model 120.85 CHF (Assura), telemedicine 124.15 CHF (Agrisano).

Does a second or third child pay less in Origlio?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 21 insurers present in Origlio file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

InsurerModel1st childReduced premium
AgrisanoAGRIsmart124.15 CHF53.85 CHF from the 3rd child
GalenosManaged Care152.65 CHF56.05 CHF from the 3rd child
sana24VIVA health plan153.35 CHF56.25 CHF from the 3rd child
VisanaManaged Care157.45 CHF63.05 CHF from the 3rd child
AquilanaSMARTMED131.75 CHF63.55 CHF from the 3rd child
SWICAFavorit Multichoice155.25 CHF65.75 CHF from the 3rd child
CONCORDIAHMO133.35 CHF67.45 CHF from the 3rd child
rhenusanaStandard model179.55 CHF87.45 CHF from the 3rd child
Groupe Mutuel – PhilosPrimaFlex (Flexible model)148.95 CHF110.55 CHF from the 5th child
Groupe Mutuel – MutuelPrimaCare (Family doctor)154.55 CHF114.75 CHF from the 5th child
AssuraQualiMed120.85 CHF119.35 CHF from the 4th child, 117.75 CHF from the 5th child
Groupe Mutuel – AvenirPrimaFlex (Flexible model)160.65 CHF119.35 CHF from the 5th child
EGKEGK-TelCare145.25 CHF132.75 CHF from the 3rd child

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 125.60 CHF at Assura (QualiMed) gives 120.85 CHF after redistribution.

Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Premium source: Federal Office of Public Health (FOPH). This OneDoc service is not an official Confederation website. Free, no sign-up and no payment from health insurers.